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Walk in and take in soaring 14+’ ceilings and windows! A great duplex corner 2Br/1. 5Bth home in 10 Bay St Landing! Beautifully appointed, the modern details in the kitchen and bath make this loft move ready. An imported German spiral staircase invites easy trips up to the bedrooms. The W/D room is also storage and can be an office. 1A is cocooned by trees on flr 1 and offers water views on flr 2. This is a must see. This Goldilocks home is generous yet efficient. The first floor is about 890 sq ft and the upper level adds about another ~400 sq ft. 1A includes an assigned parking spot right outside your windows. Heat, hot water, gas and RE taxes are included in the maintenance. Located in the gated Bay Street Landing community, also included are amenities: package collection, 24hr security, tennis/pickle ball courts, BBQ's, great lawns, basketball, EV chargers and dog runs. Midtown and downtown ferries are 1/2 hour ride after an 8 minute waterfront walk. No subways necessary. If you're seeking quality of life, it's one of the best kept secrets in NYC, Call for a viewing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$539,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,200 | $431,200 | $431,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,725 | $2,833 | $3,610 |
Total Monthly Payment | $2,817 | $2,925 | $3,702 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.