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Popular location that is so close to everything. One of the best floor plans in Morning Mist. Beautiful 1. 5 story home with a guest suite upstairs. All the living space is on the main floor. Beautiful covered front porch with plenty of room for rocking chairs. As you come into the home, you notice the wide hallways. The large and open kitchen has so much counter space and cabinetry. All stainless appliances including double ovens, gas cooktop, built in microwave and a French door refrigerator. The custom-made island has room for barstools and even more storage. The walk-in pantry has plenty of shelving. Laundry room and a half bath are in the hallway off of the kitchen. The breakfast room and a formal dining room are perfect for entertaining. The Family Room is absolutely amazing. The stacked stone fireplace could be set up with gas logs. The Primary Bedroom is large and complete with a magnificent bathroom with ceramic-tiled shower, a soaking tub and a walk-in closet. Two other Bedrooms and another Bathroom plus Laundry Room complete the Main Level, as well as a two-car attached garage, and an additional parking pad in the expanded driveway. Upstairs is sure to be a welcomed sight for all guests with a Flex Room, a huge Bedroom, walk-in closet and Bathroom. The large, fenced backyard has a deck, a covered patio, and a 10 x 24 storage shed, firepit and a solar heated doghouse. Underground irrigation, 9ft ceilings, arched doorways, trey ceilings are just a few of the extras that this well-maintained home has. Close to everything! Shopping, dining, hospital, I-385 to I-85. You can't beat the LOCATION! The Morning Mist subdivision has a community pool, playground, clubhouse, sidewalks and streetlights for a low yearly fee. Seller willing to sell furniture on a separate bill of sale.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.750% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.894% | 6.936% | 6.006% |
Monthly Tax Payment | $154 | $154 | $154 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,406 | $2,568 | $3,288 |
Total Monthly Payment | $2,635 | $2,797 | $3,517 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.