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Presented by![]() Diana Newbert |
Lovingly maintained well-priced home on a quiet cul-de-sac ending in nature trails, yet walking distance to the center of town. You’ve got to check it out! This charming traditional Cape has 2 bedrooms and a full tiled bath on the 1st floor and 2 generously-sized bedrooms and ½ bath on the 2nd. The bright, tiled sunroom that opens to a private backyard is heated with a wood stove and mini-split. Other features include hardwood floors and replacement windows throughout, luxury vinyl plank kitchen floor, efficient Rheem Hybrid water heater, and updated bathrooms with luxury vinyl floors. Multi-zone heating/cooling minimizes the use of oil: pellet stove in the living room quickly warms the whole house and 2 mini-splits contribute to heating and cooling. Walk to a bus stop or Amherst College and drive easily to UMass and all the other local colleges. Convenient to shopping, dining, recreation, conservation land, the bike trail, and commuter routes.
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood | First |
Bedroom 3 | Closet, Flooring - Hardwood | First |
Bedroom 4 | Closet, Closet/Cabinets - Custom Built, Flooring - Hardwood | Second |
Kitchen | Flooring - Vinyl, Dining Area, Stainless Steel Appliances, Lighting - Overhead | First |
Living Room | Wood / Coal / Pellet Stove, Closet, Flooring - Hardwood, Exterior Access | First |
Master Bedroom | Cedar Closet(s), Closet, Closet/Cabinets - Custom Built, Flooring - Hardwood | Second |
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Our Executive Mortgage Banker:
Our Insurance Division:
$473,900
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.470.0391
Diana.Newbert@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $379,120 | $379,120 | $379,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
Monthly Tax Payment | $619 | $619 | $619 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,394 | $3,096 |
Total Monthly Payment | $2,876 | $3,088 | $3,790 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.