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Presented by![]() Bridget Lyden |
Classic Stone trimmed Ranch in Spackenkill. As you step into the true Foyer you will be greeted by a spacious Living Room w/Bay Window which provides lots of natural Light. The stunning Marble Fireplace serves as the focal point of the room, a warm and inviting atmosphere for gatherings or quiet relaxation. The formal Dining Room is the perfect setting for Family Meals or Dinner Parties. Delightful eat in Kitchen with new Stainless Appliances, plenty of Cabinets and Quartz Countertop. Enjoy the double window to watch the Birds on the Bird Feeders. Four large Bedrooms. Primary Bedroom with ensuite tiled Bath w/Stall Shower. Hall Bath is tastefully remodeled. Hardwood Floors completely throughout. Convenient 1st floor Laundry with new Washer & Dryer. This home is bathed in sunlight in every room. Full unfinished Basement is easily finished for extra living space. The beautiful expansive backyard is perfect for outdoor games or entertaining or enjoying a peaceful afternoon on the covered Patio ideal for Al Fresco dining or relaxing in the shade. This home offers the perfect blend of tranquility and convenience with easy access to all Poughkeepsie has to offer-Shopping, Train, Walkway & more. Neighborhood Park-Playground, Pickle Ball/Tennis. Don't miss out on a chance to make this charming Home yours
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Our Executive Mortgage Banker:
Our Insurance Division:
$500,000
Sales Associate
William Raveis Real Estate
Phone: 203.249.2355
Bridget.Lyden@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
Monthly Tax Payment | $1,168 | $1,168 | $1,168 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,303 | $2,526 | $3,266 |
Total Monthly Payment | $3,563 | $3,786 | $4,526 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.