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Stunning WATERFRONT pool home located on a quiet street in desirable deed restricted PUNTA GORDA ISLES. This home offers SAILBOAT ACCESS to Charlotte Harbor and on to the Gulf of Mexico. This light and bright home offers an open and split bedroom floor plan with 3 Bedrooms, 2 Bathrooms, 2 Car Garage, Great Room, Family Room, separate Dining Room, well appointed Kitchen, Inside Laundry and screened Lanai. The spacious Great Room features a cathedral ceiling, plant shelves, large arched windows. The Dining Room offers sliding glass doors with transom windows to the lanai. The large Family Room features a cathedral ceiling, plant shelves and wood burning fireplace. The impressive Kitchen offers white cabinets, granite counters, stainless appliances, breakfast bar, dining area with sliding glass doors to the lanai and pass thru from the kitchen to the Lanai. Appliances include French door refrigerator, dishwasher, built in microwave, oven/range. There is an inside laundry with washer, dryer, cabinets, sink and closet. The spacious Master Bedroom suite features a walk in closet, tray ceiling, plant shelves, lanai access, plantation shutters and private bathroom. The bathroom offers his and hers sinks with white cabinetry and granite counters, garden tub and walk in shower. There are two generous sized guest bedrooms. One bedroom offers a vaulted ceiling, plant shelves, two double closets and large arched window. The other bedroom with double closet is used as a den and has a wood floor, large arched window, plantation shutters, built in desk and fabulous water view. The guest bathroom is also a POOL BATH and offers white cabinets, granite counters, large walk in shower. Your living space extends to the screened Lanai with 24x18 heated inground swimming pool. There is a large covered area with two ceiling fans, outdoor shower, great water view and summer kitchen with grill, sink and cabinets. Continue to the waterfront where there is a 66. 3 FOOT concrete seawall (maintained by the city of Punta Gorda) and 60 FOOT
concrete dock. Other features include: metal roof, double door entry with transom window, circular driveway, hurricane shutters, beautiful tropical landscaping, high ceilings, arched doorways. Utilities are city water and sewer. There are deed restrictions bu NO HOA. This home is 5 minutes from Golf and 10 minutes from historic downtown Punta Gorda shopping, dining, medical care, waterfront parks, boat ramps, fishing piers, walking and biking paths, Fishermen's Village, Charlotte Harbor Event Center, art galleries, weekend farmers markets, downtown events and more! This is Florida living at its finest!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $660,000 | $660,000 | $660,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.125% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.712% | 6.235% | 6.058% |
Monthly Tax Payment | $564 | $564 | $564 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,852 | $4,010 | $5,525 |
Total Monthly Payment | $4,508 | $4,666 | $6,181 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.