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HIGH & DRY, NO HARM FROM HELENE OR MILTON! NO FLOOD INSURANCE REQUIRED! Move-in ready and waiting for its new owner, this charming home has so much to offer! The large corner lot is nestled on an adorable street. Enjoy beautiful Spring mornings and afternoons on the large, shaded front porch. Stepping inside, you'll be greeted by the Foyer, which opens to the large Living Room with a wood-burning fireplace. This space is ample in size, large enough to have a Living and Dining Room combo, if desired. The Kitchen is spacious, offering a large closet pantry and room for a breakfast table. The air-conditioned sunroom off the Living Room is a perfect space for a Formal Dining Room, an office, a guest room, or whatever suits your needs! The Master Bedroom has an en-suite bathroom, and lots of closet space. The second and third bedrooms are also spacious, and luxury vinyl flooring connects each room throughout the entire home. Stepping outside, you'll find a huge yard, featuring a newly rebuilt irrigation system to help keep your lawn green! The ROOF is newer 2017, and the WINDOWS are newer throughout! While you must abide by the deed restrictions, the HOA is optional, as this home is grandfathered-in as not being required to join. It's only $84/quarter to participate in the HOA and gain access to all amenities -- swimming pool, tennis courts, shuffleboard, and clubhouse! Conveniently located, everything you need is nearby – only 5 minutes to Bayonet Point Hospital, 4 minutes to Publix, 8 minutes to Hudson Beach, 10 minutes to SunWest Park, 15 minutes to Werner-Boyce State Park, 20 minutes to Weeki Wachee, and so much more! With so much to enjoy nearby, what’s not to love about this one? Seller is leaving behind the lawn equipment for the new owner, as well as the Solo Stove Firepit!
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Our Executive Mortgage Banker:
Our Insurance Division:
$265,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.152% |
Monthly Tax Payment | $367 | $367 | $367 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,323 | $1,393 | $1,775 |
Total Monthly Payment | $1,765 | $1,835 | $2,217 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.