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Southold. Bay Haven Estates- Welcoming Bayfront Community with its own special character. Expansive, well-maintained 4 BR, 4 BA home located just 5 properties from the Bay Haven Association beach. Wide, sandy beach perfect for swimming, lounging, launching your kayak or canoe, and windsurfing. Large, gracious home with plenty of room for everyone to spread out. 3 of the bedrooms are ensuite, including the primary bedroom which is huge and luxurious and primary bath featuring Carrara marble tile. The second floor primary suite is separate from the other bedrooms. Large LR with wood burning fireplace. Hardwood floors throughout. Lovely detail including wood and brick. Chef's kitchen with custom wood cabinetry, a beautiful tile backsplash, stainless appliances, including a Dacor gas range and second DCS wall oven, a professional series refrigerator, a wine cooler, and expansive stone countertops. A separate large dining room, a heated year-round sunporch, a spacious family room, and a screened porch for sitting out at night complete the common living areas. This home is ready for you to enjoy with family and friends, with a flow that makes holiday dinners, entertaining, and casual hanging out so easy. Light and bright with many large windows and skylights. Central air conditioning, an outdoor shower, a whole-house generator, a first floor laundry room, and a full basement are some of the other amenities. If you are interested in a "real" North Fork experience, this house checks off all the boxes. Restaurants, shopping, farm stands, wineries, breweries, boating. . . you name it. It's all right there.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,036,000 | $1,036,000 | $1,036,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.625% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.712% | 6.764% | 6.435% |
Monthly Tax Payment | $796 | $796 | $796 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,046 | $6,634 | $8,883 |
Total Monthly Payment | $6,967 | $7,555 | $9,804 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.