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Welcome to this Lovely Extended Palm Model 2 Bedroom 2 Bathroom, 2 Car Garage featuring 1884 SQ. FT. under Heat and Ac. Located in a 55plus Golfcart Community of Spruce Creek South in Summerfield FL, with legal access to cross 441 from the main gate offering to many amenities and choices.
The HVAC is 2017 with a newer motor, The Water Heater is a 2021, Roof is a 2021, INSTALL OF ROOF MOUNTED PV SOLAR SYSTEM done in 2021, Designer Ceramic Tile Flooring 2023, Kitchen Faucet 2023, Both Commodes were changed to 19" high in 2024, Thermostat 2024, Garage Door Opener 2024, and The Irrigation System got a new control panel last year 2024. LOTS OF UPDATES THROUGHOUT. . .
THE SOLAR PANELS AND THE ROOF WILL BE COMPLETELY PAID OFF AT CLOSING AT SELLER'S EXPENSE!
Residential Lanai Under Heat and AC, Additional Florida Room.
This community with so many appealing features is a great option for you! The solar panels will save you lots of money throughout the year. The Club House, The Golf Course, Pro-Shop, and Restaurant all offer convenience and enjoyment for residents. There are also additional amenities like the fitness center, heated pool, jacuzzi, club house gatherings, classes, shows. . . with many events offered throughout the year. Some Of the outdoor activities include: softball field, pickle ball, tennis, shuffleboard, all are great for staying active and social. You also have his and hers spa with showers for relaxation. It's also nice that there's no bond or CDD, making it more affordable. The access to Terrace Plaza with its restaurants, medical centers, and more is definitely a huge perk for residents who want everything within reach. The proximity to The Villages adds to the charm, just minutes away. . .
The water softener system does not convey with the home.
Have you been to the clubhouse yet, or checked out the fitness center or pool? If not, a tour might be a great way to explore all these amenities firsthand! If you're looking to experience Florida living, it sounds like this community offers plenty to keep you busy and connected!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$278,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,120 | $223,120 | $223,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $262 | $262 | $262 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,447 | $1,503 | $1,913 |
Total Monthly Payment | $1,784 | $1,840 | $2,250 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.