17594 SE 95TH CIRCLE, Summerfield, FL, 34491 | $278,900

Welcome to this Lovely Extended Palm Model 2 Bedroom 2 Bathroom, 2 Car Garage featuring 1884 SQ. FT. under Heat and Ac. Located in a 55plus Golfcart Community of Spruce Creek South in Summerfield FL, with legal access to cross 441 from the main gate offering to many amenities and choices.
The HVAC is 2017 with a newer motor, The Water Heater is a 2021, Roof is a 2021, INSTALL OF ROOF MOUNTED PV SOLAR SYSTEM done in 2021, Designer Ceramic Tile Flooring 2023, Kitchen Faucet 2023, Both Commodes were changed to 19" high in 2024, Thermostat 2024, Garage Door Opener 2024, and The Irrigation System got a new control panel last year 2024. LOTS OF UPDATES THROUGHOUT. . .
THE SOLAR PANELS AND THE ROOF WILL BE COMPLETELY PAID OFF AT CLOSING AT SELLER'S EXPENSE!
Residential Lanai Under Heat and AC, Additional Florida Room.
This community with so many appealing features is a great option for you! The solar panels will save you lots of money throughout the year. The Club House, The Golf Course, Pro-Shop, and Restaurant all offer convenience and enjoyment for residents. There are also additional amenities like the fitness center, heated pool, jacuzzi, club house gatherings, classes, shows. . . with many events offered throughout the year. Some Of the outdoor activities include: softball field, pickle ball, tennis, shuffleboard, all are great for staying active and social. You also have his and hers spa with showers for relaxation. It's also nice that there's no bond or CDD, making it more affordable. The access to Terrace Plaza with its restaurants, medical centers, and more is definitely a huge perk for residents who want everything within reach. The proximity to The Villages adds to the charm, just minutes away. . .
The water softener system does not convey with the home.
Have you been to the clubhouse yet, or checked out the fitness center or pool? If not, a tour might be a great way to explore all these amenities firsthand! If you're looking to experience Florida living, it sounds like this community offers plenty to keep you busy and connected!

Features

  • Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Racquetball, Sauna, Shuffleboard Court, Spa/Hot Tub, Storage, Vehicle Restrictions
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 82 x 73
  • Laundry: Inside, Laundry Room
  • Year Built: 2002
  • Garage: 2-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,884
  • Acreage: 0.14
  • Lot Size: 82 x 73
  • Est. Taxes: $3,146
  • HOA Fee: $176 Monthly
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker
  • MLS#: G5094565
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/G5094565/17594se95thcircle_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/12/2025 2:03:03 AM)
Listing courtesy of RE/MAX PREMIER REALTY LADY LK   Phone: 352-753-2029

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

17594 SE 95TH CIRCLE, Summerfield, FL, 34491

$278,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $223,120 $223,120 $223,120
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.173% 7.316% 6.550%
Monthly Tax Payment $262 $262 $262
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,447 $1,503 $1,913
Total Monthly Payment $1,784 $1,840 $2,250

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.