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They say LOCATION, LOCATION, LOCATION for a reason and this home is it! This RARELY AVAILABLE area backs up to not only the amazing Hammock Park but also Lake Sue Mar. This WATERFRONT Home (NO FLOOD ZONE) is a heart stopping quintessential Florida 3/2/1 in the Golf Cart Zone in adorable Dunedin. Anchored by stunning and sturdy Saltillo Tile this home is Freshly Painted inside and out, has a beautifully Updated Kitchen complete with a huge island that blends seamlessly into the cozy family room. The bathrooms need updating. The Roof is only six years old, the AC was updated in '23 and the only one year old water heater should last for years. This spectacular location has a backyard oasis including a rare well for outdoor watering that has a new $4K Pump and an added Huge enclosed patio ($30K), lovely shelled paths wind through the natural gardens and your own private gazebo provides the perfect spot for your morning coffee while taking in all of the peaceful Flora and Fauna that both the lake and Hammock Park provide. A NATURE LOVER'S PARADISE including an outdoor shower and rain barrel. There is a nice shed for additional storage. The seller wants you to know that the backyard seems to have its own little ecosystem and feels significantly cooler than the front of the home. Beautiful raised beds filled with tomatoes, peppers, cilantro, Rosemary, Dill and so much more are ripe for the picking and on a drip system! (Raised beds can be removed if it's not your thing) This home is just two blocks to Highlander Park, Dunedin Community Center, Dunedin Fine Arts Center, Ball Fields, Pools, Pickle Ball Courts, Tennis Courts and all this fantastic park has to offer while Hammock Park entrance is just steps away from your front door. Eight minutes by Golf Cart to Delicious Downtown Dunedin. Peace, tranquility and value all add up to a beautiful life.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,200 | $391,200 | $391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
Monthly Tax Payment | $240 | $240 | $240 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,252 | $2,505 | $3,249 |
Total Monthly Payment | $2,567 | $2,820 | $3,564 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.