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441 W CHURCH STREET, Deland, FL, 32720 | $249,000
Under contract-accepting backup offers. Imagine stepping into your charming 1930s bungalow cottage, ideally located just a leisurely walk from the vibrant heart of Downtown DeLand, which hosts Stetson University. . . . . This picturesque home offers a delightful blend of character and warmth, making it an ideal investment opportunity—whether you choose to utilize it as a rental or transform it into your dream cozy retreat. . . . .
As you enter, you'll be greeted by hardwood floors and original windows in the living areas that beautifully reflect the home's historic charm. . . . . . The practical tile flooring in all wet areas adds both style and functionality. . . . . This versatile residence features 3 bedrooms and 1 bath, with the option to reconfigure it into a spacious 2-bedroom layout, enhancing the living area and creating a flexible room for your unique needs. . . . .
Imagine enjoying your morning coffee on the inviting screened front porch, a perfect spot to delve into your latest read or simply relax. . . . . Conveniently, the porch also houses the washer/dryer, complete with optional air conditioning for those warm summer days. . . . . Recent upgrades elevate this home’s appeal, including a stylish updated bathroom vanity and hardware, modern lighting throughout, fresh interior and exterior paint, a newer air conditioning system installed in 2022, electric rewire 2016, and a brand-new roof completed in 2024. . . . .
The expansive, fenced backyard is a blank canvas for your creativity—ideal for expansion or the potential transformation into a multi-unit dwelling. . . . . This charming property brims with unique potential, and opportunities like this don’t last long. . . . . Don’t miss your chance to explore this home's charm and endless possibilities! See it before it’s gone—you won’t want to let this gem slip away!
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 1 full
- Lot Size: 50 x 142
- Laundry: Other
- Style: Bungalow
- Year Built: 1935
- Garage: Driveway, Off Street, Parking Pad
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,000
- Acreage: 0.16
- Lot Size: 50 x 142
- Est. Taxes: $172
- Lot Desc: City Lot
- Pet Policy: Yes
- Appliances: Microwave, Range, Refrigerator
- MLS#: O6283720
- Days on Market: 8 days
- Website: https://www.raveis.com
/prop/O6283720/441wchurchstreet_deland_fl?source=qrflyer
Listing courtesy of LEGACY REALTY & BROKERS LLC Phone: 407-887-7779
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
441 W CHURCH STREET, Deland, FL, 32720
$249,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $199,200 | $199,200 | $199,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.019% | 7.050% | 6.152% |
| Monthly Tax Payment | $14 | $14 | $14 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,243 | $1,309 | $1,668 |
| Total Monthly Payment | $1,332 | $1,398 | $1,757 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388