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Welcome to this exquisite 2020 Jemison model smart home, featuring 3-bedrooms and 2-bathrooms within the lovely Lake Denham Estates subdivision. The interior has been tastefully painted, enhancing the welcoming ambiance of this open floor-plan home. The kitchen overlooking the dining and living room includes a breakfast bar area, a large cooking island, a gas range, a newly added microwave as well as refined hardware to enhance the look of the cabinets. Modern conveniences like a smart garage door opener, sprinkler system, and a tank-less gas water heater also add to the home's appeal. Relax on the covered lanai that overlooks your spacious, fully vinyl-fenced backyard. The lovely Lake Denham Estates offers a pool as well as a playground for family enjoyment. This home is conveniently located close to shopping, medical facilities, as well as, adjacent to the Flat Island Preserve, where you can indulge in several different outdoor activities. If that is not enough, head across the road to enjoy water sport activities on beautiful Lake Harris. Schedule your showing today to see why this home is perfect for you.
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Our Executive Mortgage Banker:
Our Insurance Division:
$314,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $251,920 | $251,920 | $251,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $274 | $274 | $274 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,551 | $1,655 | $2,092 |
Total Monthly Payment | $1,900 | $2,004 | $2,441 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.