3198 THATCHER LANE, Tarpon Springs, FL, 34688 | $989,000

Welcome to Thatcher Lane, a stunning Vitale home in the gated neighborhood of Winslow Park. Enjoy breathtaking 180-degree views of private, lush conservation, with the added peace of mind that this home is not in a flood zone and has remained unaffected in past storms. The extended pavered driveway leads to a leaded glass double-door entry, opening to the formal living and dining room, with a private office tucked to the side. The primary suite serves as a true retreat, featuring a double tray ceiling and a separate sitting area surrounded by scenic outdoor views. The spa-like ensuite boasts a soaking tub, walk-in shower, dual vanities, and spacious walk-in closets, all finished with high-end materials. Modern accents elevate the home, including 10-14 ft ceilings, crown molding, 6-inch baseboards, plantation shutters throughout, and rich textured engineered hardwood flooring. Step into the stunning kitchen, designed to be both bright and functional. Soft-close solid wood cabinetry provides abundant storage, while granite countertops offer a sleek yet durable workspace that complements the aesthetic. A professional-grade, five-burner gas stovetop and built-in oven make this space ideal for hosting and meal preparation. A spacious walk-in pantry keeps essentials organized, while the breakfast bar provides additional seating for casual dining. The open-concept layout allows the kitchen to flow seamlessly into the great room, creating an inviting atmosphere. Beyond the kitchen, oversized windows and infinity sliding glass doors frame a stunning view of the sparkling heated saltwater pool, allowing natural light to pour in and making indoor-outdoor living effortless. The three-way split floor plan ensures privacy and comfort for all. One bedroom is located in a private wing, perfect for guests or multi-generational living, with direct access to a full bathroom featuring a walk-in shower and a separate door leading to the lanai. Two additional bedrooms, positioned in a separate section of the home, share a stylish bathroom with a tub/shower combination. Your outdoor oasis awaits on the expansive screened lanai. Take in serene conservation views, providing unmatched privacy and tranquility. The heated saltwater pool and spa, complete with a cascading waterfall feature, invite you to unwind, while the spacious pool deck offers plenty of room for lounging and sunbathing. A covered seating area with a ceiling fan provides a shaded retreat for dining or relaxing with a drink in hand. Whether hosting or simply enjoying the peace and quiet, this lanai offers the perfect balance of comfort, style, and natural beauty. For added convenience, the home includes a spacious indoor laundry room and several storage closets. A universal Tesla EV charger is installed in the garage ensuring effortless at-home charging. The whole-home water softener enhances water quality while hurricane shutters provide insurance discounts. Located in an A-rated school zone, this home ensures access to top-tier education. Nearby, you’ll find scenic parks, bike & walking trails, playgrounds, and many championship golf courses, offering endless opportunities for recreation. Award-winning restaurants, community festivals and farmers markets are close by for a more social event. This home is a rare blend of luxury, privacy, and convenience surrounded by lush landscaping and natural beauty. Ask for a detailed feature sheet for more highlights and schedule your private showing today!

Features

  • Rooms: 14
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 227 x 90
  • Laundry: Inside, Laundry Room
  • Style: Craftsman, Florida
  • Year Built: 2016
  • Garage: 3-car Driveway, Garage Door Opener
  • Heating: Central, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 2,782
  • Acreage: 0.47
  • Lot Size: 227 x 90
  • Est. Taxes: $9,581
  • HOA Fee: $200 Monthly
  • Lot Desc: Conservation Area, Corner Lot, Cul-De-Sac, In County, Level, Oversized Lot, Street Dead-End, Unincorporated
  • View: Trees/Woods
  • Elem. School: Brooker Creek Elementary-PN
  • Middle School: Tarpon Springs Middle-PN
  • High School: East Lake High-PN
  • Pool: Auto Cleaner, Chlorine Free, Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Refrigerator, Washer, Water Softener
  • MLS#: TB8362672
  • Days on Market: 17 days
  • Website: https://www.raveis.com
    /eprop/TB8362672/3198thatcherlane_tarponsprings_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/29/2025 3:11:13 AM)
Listing courtesy of RE/MAX REALTEC GROUP INC   Phone: 727-789-5555

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3198 THATCHER LANE, Tarpon Springs, FL, 34688

$989,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $791,200 $791,200 $791,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.861% 6.727% 6.560%
Monthly Tax Payment $798 $798 $798
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,807 $5,066 $6,838
Total Monthly Payment $5,697 $5,956 $7,728

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.