4307 GULF DRIVE, #202, Holmes Beach, FL, 34217 | $529,000

TURNKEY FURNISHED and meticulously maintained this FORMER MODEL has all the boxes checked. Only steps to miles and miles of sugar sand beach, the home is MOVE-IN READY and MAINTENANCE FREE with virtually everything you see included. A seller-approved inventory is available. Enjoy your morning coffee while taking in the tropical views from the screened lanai with peek-A-Boo views of the Gulf and Holmes Beach. In terms of VALUE, the “heavy lifting” has all been done for you with modern upgrades including new HURRICANE RATED “HIGH IMPACT” sliding patio doors & windows for your protection and peace of mind, plantation shutters, new hot water heater & refrigerator in 2024, A/C in 2018, beautiful wood grain tile floors throughout (no carpet), quality furnishings and updated kitchen with, granite countertops, modern backsplash and convenient "in-kitchen" laundry. It’s worth noting that the unit has been owned by the family continuously since it’s construction, occupying it seasonally, non-smokers, no pets and have never rented the unit. You’ll enjoy an active Florida lifestyle with amenities including, heated pool with color coordinated brick pavers, BBQ grilling area, shuffleboard courts and storage for beach chairs and bicycles. Cayman Cay also has a monthly rental policy allowing up to 12 rentals / year if there’s interest in renting when not occupying the property yourself. The convenience of this LOCATION cannot be overstated as it’s ideally situated just minutes from popular restaurants for casual and fine dining, Publix grocery, CVS Pharmacy, Ace hardware, as well as the many attractions of Bradenton and Sarasota including, multiple performing arts venues, galleries, world class dining, golf courses and so much more…just minutes away. ISLAND LIVING IS EASY, RELAXED and you’ll love the LOCK & LEAVE CONVENIENCE of maintenance free living.

Features

  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Levels: 2
  • Amenities: Maintenance, Pool, Shuffleboard Court, Storage
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Kitchen
  • Complex: CAYMAN CAY
  • Year Built: 1974
  • Common Charge: $4,150 Quarterly
  • Approx Sq. Feet: 1,027
  • Acreage: 1.15
  • Est. Taxes: $6,866
  • Lot Desc: Sidewalk
  • Elem. School: Anna Maria Elementary
  • Middle School: Martha B. King Middle
  • High School: Manatee High
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: A4645364
  • Days on Market: 22 days
  • Website: https://www.raveis.com
    /prop/A4645364/4307gulfdrive_holmesbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/18/2025 5:17:10 PM)
Listing courtesy of BRIGHT REALTY   Phone: 941-552-6036

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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4307 GULF DRIVE, #202, Holmes Beach, FL, 34217

$529,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $423,200 $423,200 $423,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.037% 6.152%
Monthly Tax Payment $572 $572 $572
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,640 $2,780 $3,543
Total Monthly Payment $3,304 $3,444 $4,207

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.