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Charming home in Indian Lake Estates, a golf and lake community located in Central Florida. This 2 bedroom 2 bath home features beautiful luxury plank vinyl flooring throughout, with an open living, dining, and kitchen area that flows seamlessly. The spacious Florida room offers additional living space, with an exterior door leading to a fenced garden area. The dining area has sliders that open to a patio, complete with a pergola. Natural light floods the home, creating a warm and inviting atmosphere. . . . . The home is equipped with a new 24K watt GENERAC GENERATOR, powered by a 500-gallon buried propane tank. A new 26x36 GARAGE with concrete floors and electricity is also included, along with a smaller storage shed. The backyard is NEWLY FENCED, making it perfect for pets and little ones to romp. The large yard offers plenty of space for gardening and enjoying nature. . . . Community Amenities: Just a 5-minute drive from the home is Lake Walk In Water, where residents can enjoy boating, fishing, and stunning sunsets from Florida's longest freshwater pier. The community offers an 18 & 9-hole golf course, basketball, pickleball and tennis courts and a playground. The 26, 000 sq. ft. clubhouse includes a restaurant, library, fitness room, ballroom and pro shop. Additional amenities include a boat ramp, boat marina, pavilion with propane grills and picnic tables and a beach. The community is home to abundant wildlife, including deer, raccoons, turkeys, and various bird species, providing a truly tranquil environment. . . . Lake Walk In Water is known for its excellent fishing and breathtaking views. Lake Wales, located just 20 miles away, offers additional amenities and services. For those looking to explore beyond the community, Orlando and Disney are just an hour's drive north, while Tampa, Busch Gardens, and the Gulf Coast beaches are a little over an hour to the west. Nearby attractions also include Historic Bok Tower, a National Landmark, and Westgate River Ranch Resort, just 6 miles away, which offers an authentic Florida dude ranch experience, complete with camping, hiking, fishing, and boating. Lake Kissimmee State Park is also nearby for outdoor activities. . . . This delightful home offers the perfect blend of peaceful country living and modern amenities. Located in a serene environment with easy access to one of Florida’s best fishing lakes, the home provides a unique opportunity to enjoy nature while being close to a wide range of recreational options. Whether you're relaxing in the Florida room, tending to your garden, or exploring the community, Indian Lake Estates offers a lifestyle that’s hard to beat. . . . . Come see how great life can be at Indian Lake Estates! Polk County's Best Kept Secret!
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Our Executive Mortgage Banker:
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$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $124 | $124 | $124 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,551 | $1,612 | $2,051 |
Total Monthly Payment | $1,750 | $1,811 | $2,250 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.