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Presented by![]() Ellen Vincent |
Charming Home on Spacious Lot – No HOA! Welcome to 19145 US-221, Laurens, SC 29360—a fantastic opportunity to own a home with no HOA restrictions, giving you the freedom to enjoy your property your way! Nestled on a spacious lot, this home offers both privacy and convenience, with easy access to local amenities and major roadways. Step inside to find a well-maintained and inviting space, featuring an open and functional layout. The living area is filled with natural light, creating a warm and welcoming atmosphere. The kitchen boasts ample cabinetry and counter space, perfect for meal prep and entertaining. The primary bedroom is generously sized, offering a peaceful retreat, while additional bedrooms provide great flexibility for guests, a home office, or hobbies. The home also features a well-appointed bathroom and convenient storage throughout. Outside, enjoy the expansive yard—ideal for gardening, recreation, or simply relaxing in your own private outdoor space. With no HOA, you have the freedom to park your RV, boat, or work vehicles, and customize the property to suit your needs. The refrigerator and armoire to convey with the purchase of this home. Don’t miss this rare opportunity to own a home with no HOA restrictions in a desirable location. Schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$215,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.313.8862
Ellen.Vincent@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $172,000 | $172,000 | $172,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.303% | 6.510% |
Monthly Tax Payment | $214 | $214 | $214 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,087 | $1,159 | $1,475 |
Total Monthly Payment | $1,376 | $1,448 | $1,764 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.