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Wow - come see this unique 1928 "Old Florida" cottage in Historic St. Augustine (Lincolnville) with a waterfront view! This 3-bedroom home is situated on Maria Sanchez Lake with amazing sunrises & wildlife, just blocks from downtown St Augustine! Most homes have LVP - here you'll find real hardwood floors throughout the living area, bedrooms and the enclosed lake view sunroom. The living room wood burning fireplace can be your cozy spot to warm up when it's cold out. In the kitchen with new appliances, a charming blue farmhouse sink graces blue & white tile counters. The tile floor is intriguing and extends into a dining nook. The bathroom is retro pink & green! There is a tiled shower to compliment the pink bathtub! The large windows in each room bring in an abundance of natural light. Chandeliers & sconces provide lighting when the sun has set. The sunroom has wrap-around views and will become your favorite hangout! The two car-garage is detached and can make a great workshop too. Besides the garage, there are two off street parking spots leading up to a courtyard area on the Washington Street side. Your courtyard has an ornate brick wall and charming wooden gate leading to a spacious enclosed yard with walkways and garden areas. The historic city surrounds this quaint home - museums, galleries & restaurants are walking distance from your door! Situated in Lincolnville, you have two front doors - an East facing door on the lake side, and a West facing door from the street side. The wrap around view in the sunporch will provide you with endless days of watching the shore birds dive for fish, horse carriages roam the streets and amble along the sidewalk outside your front yard enjoying the lake for peaceful exercise. Saint Augustine is expansive with its beginnings in 1565 -many of those structures still exist. The list is long and includes forts, streets and museums. Explore the Zorayda museum, Lightner museum, Flagler College (once a famous hotel), Lewis Auditorium, historic churches, galleries and restaurants of every style. Just a few miles across the Bridge of Lions, is the beach! Saint Augustine Beach is eclectic, artsy, pet friendly, a beach lovers dream with magical “Old Florida” feel…tropical colors, bike paths, sidewalks, surfers, swimmers, fishermen -come as you are! And a bonus - no high-rises are allowed! Exploring will be fun - visit Anastasia State Park, concerts at the amphitheater (“The Amp”), our beautiful Lighthouse, "beach vibe" ice cream and foodie experiences. And don’t miss The Alligator Farm and Marineland - so much to see - nature calls! Nearby Airports include UST, JAX, DAB, SFB, MCO. Easy access to US 1 and 95 make travel easy! Come on… what are you waiting for! If retro, old Florida feel isn't your thing, welcome to your blank canvas! Make this your new home, winter/vacation home or investment property. Short-term or long-term rentals are allowed.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $545,600 | $545,600 | $545,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $716 | $716 | $716 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,449 | $3,584 | $4,567 |
Total Monthly Payment | $4,257 | $4,392 | $5,375 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.