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Welcome to 408 Graham Street in Easley South Carolina - Hidden Gem with Untapped Potential. This cozy 2-bedroom, 1-bathroom home on Graham Street in Easley offers something increasingly rare in today's market - genuine potential at an accessible price point. Located in a quiet neighborhood just minutes from downtown Easley, this property presents an ideal opportunity for first-time homebuyers, investors, or those looking to downsize. The home sits on a quaint lot that provides just enough outdoor space without overwhelming maintenance. Inside, the property is honest about its condition - it needs renovations to reach its full potential. However, this blank canvas allows you to create exactly what you want rather than paying premium prices for someone else's design choices. For investors, the numbers are particularly compelling. Easley's rental market continues to show strong demand, with similar properties generating steady monthly income. The modest size makes it ideal for the growing single-professional and small-family rental segments. What truly sets this property apart is its location. You're within easy reach of Easley's revitalized downtown area with its charming shops and restaurants, while still enjoying a more peaceful residential setting. The proximity to major highways provides convenient access to Greenville and the broader Upstate region. This is not a move-in ready showpiece - it's something more valuable: an opportunity to build equity through thoughtful improvements in a desirable location. Whether you're looking to establish roots in Easley or diversify your investment portfolio, 408 Graham Street deserves your attention. Property is being sold AS-IS - likely will not fit certain financing options due to work needed. NO repairs will be made by current owners.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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---|---|---|---|
Loan Amount | $100,000 | $100,000 | $100,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
Monthly Tax Payment | $4 | $4 | $4 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $576 | $631 | $817 |
Total Monthly Payment | $655 | $710 | $896 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.