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Charming 1913 Farmhouse with Modern Upgrades & Prime Location! Move right into this beautifully updated 1913 farmhouse, where classic charm meets modern convenience. This home has been thoughtfully renovated to preserve its original character while offering all the comforts of today. Featuring a blend of traditional craftsmanship and contemporary upgrades, it’s the perfect place for anyone looking to embrace the charm of a farmhouse with the ease of modern living. The spacious interior boasts a welcoming atmosphere, with large rooms and plenty of natural light throughout. You’ll love the views from the back deck, perfect for relaxing or entertaining. The property offers direct access to snowmobile and ATV trails, making it ideal for outdoor enthusiasts. Located in a highly desirable area, the home is just a short distance from both the school and local store, providing convenient access to everyday essentials. The exterior is low-maintenance, with durable vinyl siding that ensures long-lasting beauty and protection. The expansive lot includes a large yard, providing ample space for gardening, recreation, or future expansion. For those with hobbies or storage needs, the property includes a two-car garage and a huge barn—offering endless possibilities, from additional storage to workshops or animal space. There is an in-law apartment that offers extra space for extra space and/or extra income. Delayed showings til 3/25/25.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.152% |
Monthly Tax Payment | $604 | $604 | $604 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,121 | $2,234 | $2,846 |
Total Monthly Payment | $2,800 | $2,913 | $3,525 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.