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Welcome to the Spacious and Stunning 490 Spruceview Dr. ! This 4 bedroom, 2 bath home, boasts just under 2, 000 sq. ft. of living space in a peaceful cul-de-sac—the best-priced Pool Home in Port Orange! $3k CLOSING CREDIT to Buyer if closed within 30 days of Contract Date and call me about the Bonus! Driving up you will instantly notice the pop of modern colors accentuated on the front and garage door, adding loads of curb appeal to your new home! Upon entering the foyer, you'll immediately fall in love with the layout. To your left, a gorgeous kitchen awaits, while the dining room and massive family room unfold straight ahead. Each space is open yet distinct, creating a grand and inviting atmosphere. The family room is absolutely breathtaking, featuring soaring pitched ceilings and a striking stone-adorned fireplace—the perfect focal point for gathering with loved ones. From here, enjoy serene pool views, seamlessly connecting the indoors with your private outdoor retreat. The master suite and main living areas boast luxury vinyl plank (LVP) flooring, while the additional bedrooms are carpeted for extra comfort. The home has been freshly painted inside and out in neutral colors, ensuring a modern and inviting look that's sure to please all. It is beautifully updated while still offering the opportunity for personal touches to make it truly your own. The Gorgeous Brand-New Kitchen awaits and shines with stylish finishes, and while the stainless steel refrigerator and stove are not new, the seller is open to providing a credit for a new set with a strong offer! Step outside to your huge screened-in pool enclosure, featuring ample space for an outdoor dining and lounge area. The gorgeous in-ground pool with a slide makes every day feel like a vacation. Beyond the enclosure, the fully fenced backyard provides plenty of space for activities, entertaining, and pets to roam freely. The minimal landscaping offers a perfect blank canvas for you to design and create your ideal outdoor oasis! Best of all, NO HOA so enjoy your property on your terms! Bring your boat, RV, or any personal touches without restrictions. Port Orange is known for its perfect blend of outdoor recreation, convenience to attractions, and a relaxed coastal vibe, so you will absolutely love living here. Located just minutes from beaches, scenic trails, and endless entertainment, this home truly offers the best of Florida living. Priced to sell and VALUE VALUE VALUE, rare to get this large of a home with a pool south of $400k and Seller to INCLUDE HOME WARRANTY! Call to schedule your private showing today and move in just in time for Spring and Summer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$389,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,920 | $311,920 | $311,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $130 | $130 | $130 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,972 | $2,049 | $2,611 |
Total Monthly Payment | $2,177 | $2,254 | $2,816 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.