Tucked away in the picturesque Village of Nissequogue, this elegant farm ranch is perfectly situated on 2 acres within a private beach community. The home boasts exquisite moldings, hardwood floors, and a chef-inspired kitchen with maple cabinets, stainless steel appliances, and granite countertops. The kitchen flows into a welcoming den with a stone fireplace, while the bright dining room features another charming fireplace. The spacious primary suite offers a gas fireplace, two walk-in closets, and a luxurious bath with a freestanding tub, porcelain tile, river rock walls and radiant heat. The three additional bedrooms, two with ensuite baths provide versatility for family or guests. The lower level has a grade level recreation room with access to a private patio, perfect for multi-generational living. An office, gym, laundry room, and large pantry compete other amenities. The expansive gravel driveway can accommodate multiple vehicles. The property is flat and useable and offers privacy for small gatherings or gracious entertaining. There is plenty of room for a pool if so desired. As part of the Wilderness Property Owners Association you will have access to a private Long Island Sound beach. Nearby is the hamlet of Saint James, hiking trails, Nissequogue River, fine dining, and Stony Brook University and Medical Center. Smithtown Schools.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.613% | 6.435% |
Monthly Tax Payment | $1,716 | $1,716 | $1,716 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,757 | $6,321 | $8,574 |
Total Monthly Payment | $7,598 | $8,162 | $10,415 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.