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Welcome to 3 Bayview Lane, nestled in the picturesque private community of Wincoma in Huntington Bay. Residents enjoy access to a beach club, mooring, boat dock, and a vibrant social calendar, making it an ideal place for both relaxation and community engagement. This charming 3-4 bedroom, 2. 5 bath center-hall colonial is adorned with hardwood floors, high ceilings and leaded glass throughout, offering a timeless elegance. The eat-in kitchen is equipped with granite countertops and new stainless steel appliances, perfect for culinary enthusiasts. Cozy up to the stone natural gas fireplace in the beamed living room or enjoy some quiet time in the bright and inviting sunroom. Entertaining is easy with a formal dining room and two outside patios, both in the rear and side yards. The primary bedroom features an updated full bathroom and a walk-in closet, ensuring comfort and convenience. Additional 2/3 bedrooms offer ample space and versatility with another full bath completing the second level. The home boasts a unique, estate-like carriage style reminiscent of the turn of the century, complemented by an upstairs wrap-around balcony that offers serene views. The yard is beautifully landscaped with perennial gardens, providing a tranquil outdoor retreat.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$7,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $6,000 | $6,000 | $6,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $35 | $38 | $49 |
Total Monthly Payment | $110 | $113 | $124 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.