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Don't miss this fantastic opportunity to own a beautifully maintained 2-bedroom, 2-bathroom home in the heart of Port Charlotte. This charming single-family home offers 1, 030 square feet of living space and includes an attached 20x21 2-car garage. Enjoy peace of mind with a brand-new roof, installed in August 2022, and stay comfortable year-round with a new A/C unit, added in November 2023. As you approach the front door, you'll be welcomed by a cozy screened-in porch. Step inside to a spacious living and dining area with cathedral ceilings, creating an open and airy ambiance. Sliding doors lead out to the lanai, seamlessly blending indoor and outdoor living. The heart of the home is the stunning kitchen, featuring sleek granite countertops, a stylish tile backsplash, and an abundance of Shaker-style cabinets. The kitchen also opens to the laundry room, adding convenience to your daily routine. For effortless entertaining, a pass-through window connects the kitchen to the screened lanai, making it easy to host guests and enjoy the outdoors. For your peace of mind, the home is equipped with 4 impact windows placed in the front living room, both bedrooms, and the laundry room, ensuring added protection during storms. Freshly painted on the outside in May 2024 and with a new septic system being installed soon this home will be ready for you to move right in. The Primary bedroom features a large walk-in closet and an attached bath offers a walk-in shower for ultimate relaxation. Guests will enjoy the cozy guest bedroom, also with walk-in closet, and access to a full bath. Entertain or relax and enjoy the Florida days and nights in your screened-in lanai that overlooks a large backyard with plenty of room to add a pool. Centrally located between North Port and Punta Gorda with access to sandy beaches, entertainment, shopping/restaurants, I75/US41, Larry Taylor Kiwanis Park with its nature trails, playground and lots more!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$220,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $176,000 | $176,000 | $176,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $195 | $195 | $195 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,098 | $1,156 | $1,462 |
Total Monthly Payment | $1,368 | $1,426 | $1,732 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.