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Welcome to this beautiful Colonial home in the heart of Florida, NY, where community spirit and spacious living come together harmoniously. This is not just a house; it's a place to grow roots, where memories are made, and neighbors become friends. Situated on a tranquil street, this home boasts ample space for your family to thrive, with four generously sized bedrooms that offer comfort and privacy. The expansive layout invites you to explore and create, whether it’s hosting lively gatherings or enjoying quiet moments together. The heart of the home is the kitchen, complete with an eating area that opens up to a large family room, seamlessly connecting indoor and outdoor living. Step through the sliding door to your private deck, a perfect spot for morning coffee, evening stargazing, or weekend barbecues. The backyard is your canvas for gardening and play, a sanctuary for both relaxation and fun. Beyond the home, you’ll find a vibrant community waiting for you. Just a short stroll away, the charming village shops, diverse restaurants, and other stores create a welcoming atmosphere that fosters connection. With convenient access to main routes and public transportation, you’ll enjoy the best of both worlds, small-town charm and easy access to the larger metropolitan areas. This Colonial home is more than just a property; it’s an opportunity to embrace a lifestyle filled with warmth, space, and community. Discover the desirability of this area, where you can truly feel at home. Bring your new vibes and make this home yours!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
Monthly Tax Payment | $1,177 | $1,177 | $1,177 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,759 | $3,026 | $3,913 |
Total Monthly Payment | $4,028 | $4,295 | $5,182 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.