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From the moment you step inside, you're welcomed by the warmth of the wide-plank heart of pine floors and beautiful wooden doors that open to a gorgeous all-season sitting room—the perfect place to take in breathtaking east-facing sunrises over the water. Thoughtfully designed, this three-bedroom, three-bathroom home offers effortless flow, with the main level featuring two spacious bedrooms, ample storage, and a truly exceptional walk-in butler's pantry—perfect for entertaining and storage. The kitchen has been updated with new granite countertops and offers an open flow into the dining area that boasts creek and marsh views from every window. Upstairs, a loft area provides additional flexible space, leading to a private second master suite, ideal for guests or a luxurious retreat. The home has been meticulously maintained, with key upgrades including well-manicured landscaping, raised bed gardens, a rebuilt dock with a covered pierhead, and a generator hookup for peace of mind. Enjoy fishing, crabbing, and birdwatching right from your private dock, embracing the ultimate Lowcountry lifestyle. The convenience of an elevator adds effortless accessibility. While this property feels like a secluded retreat, it's just minutes from grocery stores, shopping, and dining on Lady's Island and in downtown Beaufort. Whether you're heading into town or spending the day on the water, this home delivers the perfect blend of privacy, luxury, and convenience. With easy access to Chowen and Distant Island Creek, you cannot beat the location of Lost Island. Don't miss this rare waterfront gemschedule your showing today!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $879,200 | $879,200 | $879,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.500% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.637% | 6.540% |
Monthly Tax Payment | $297 | $297 | $297 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,342 | $5,557 | $7,598 |
Total Monthly Payment | $5,764 | $5,979 | $8,020 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.