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BUYER OF 2025! REDUCED AGAIN & PRICED $60k BELOW PREVIOUS APPRAISAL! PRICE REDUCED $40, 000 & PRICED TO SELL! INVEST FOR RENTAL OR FUTURE APPRECIATION! NEAR DOWNTOWN GREENVILLE! PRICED BELOW APPRAISAL! LOVELY REFURBISHED HOME! BASEMENT IN-LAW or RENTAL SUITE! DESIRABLE NEIGHBORHOOD w/NO HOA! NICE LOT w/FENCING! AMAZING LOCATION-walk or bike to enjoy the eateries, festivals and entertainment offered in our acclaimed city. The newly extended Swamp Rabbit Trail is nearby for walking and biking as well. The Greenville Zoo and other parks are in close proximity. In addition, the I-385 is readily accessible for employment to Spartanburg, Anderson, Clemson and other Upstate cities. LOCATION COULDN'T BE BETTER! The charming Overbrook neighborhood has been a desirable one from years-gone-by and you are sure to have advantages of NO HOA. This lot is spacious with a fenced-in area and extends all the way to the creek for nature lovers. The delightful home remodel was designed to expand with many possibilities for usage. The open living room and beautiful kitchen lead out to an expansive deck out back for entertaining. There are two bedrooms and one full bathroom on this main level. Upstairs there is a finished loft/playroom with HVAC. The basement has been finished with the capability of usage as an in-law suite, or even potentially a great rental apartment. There is a kitchenette, an open living area and an area that could be used as a bedroom. (This finished lower level is counted in SF but currently has no heating/AC; however, portable units or a mini split could be ideal). There is a separate entrance/exit on this level with a covered paved space for car parking. New since 2022 are: roof, windows, siding, exterior and interior doors, all new paint, updated electrical, updated bathrooms and kitchen with new cabinetry, appliances, granite countertops, fixtures, etc. , new flooring throughout and more. In addition, the home comes with a 1-year Home Warranty for the buyer. What a FABULOUS BUY at this NEAR DOWNTOWN location. It will be a LUCKY BUYER who gets this UNIQUE PROPERTY with all its possibilities at this GREAT PRICE!!!!! SELLER to LOSE! BUYER'S GAIN! (See appraisal online. ) (If SF is important to buyer, buyer must verify. )
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $250 | $250 | $250 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,643 | $1,708 | $2,177 |
Total Monthly Payment | $1,968 | $2,033 | $2,502 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.