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Enjoy the Florida lifestyle in this immaculately maintained home (former model) located on a private conservation lot in the gated community of The Villas of Westridge at Debary Golf & Country Club. The desirable Darlington floorplan is open and bright and includes: Great room, formal dining room, study, 3 bedrooms, 2 full baths, kitchen with dinette, interior laundry room, 2 car garage and screened lanai with solar heated pool. This inviting contemporary home includes many upgrades such as high ceilings, 8' doors, spacious entry, wood, carpet & tile flooring, custom window treatments, all appliances included, gas cooktop, wine cooler, gas fireplace, gas furnace and water heater, granite counters, whole house generator with service agreement, termite bond, water softener, epoxy garage floor and pull down attic steps to additional storage The HOA includes lawn service with pest management & fertilization & sidewalk cleaning. Country Club memberships are available for golf, pickleball, tennis, pool and fitness center. Conveniently located to I-4, shopping, restaurants, the Sunrail Station and St John's River boat ramp. 30 minutes to the East coast beaches or Orlando Airport and 15 minutes to the Lake Mary/Heathrow corporate corridor. This home may be under audio or visual surveillance.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
Monthly Tax Payment | $243 | $243 | $243 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,187 | $2,399 | $3,103 |
Total Monthly Payment | $2,505 | $2,717 | $3,421 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.