18819 RUE LOIRE STREET, Lutz, FL, 33558 | $654,900

Presenting 18819 Rue Loire Street, nestled in the prestigious Chateau Loire enclave of Cheval East—one of Lutz’s most exclusive communities. Situated on a quiet cul-de-sac, this home offers a perfect blend of waterfront serenity and conservation views. From its meticulously maintained landscaping to the elegant portico entrance and beveled glass double doors, this home makes an unforgettable first impression, setting the tone for the sophistication within. Step inside a grand foyer with soaring ceilings, where rich LUXURY VINYL FLOORS in the living, dining, and kitchen areas seamlessly transition to the family room, creating an inviting open concept design. At the heart of the home, the completely remodeled chef’s kitchen is a showstopper, featuring tall, raised-panel cabinetry with crown molding, gleaming Level 3 Granite countops and a spacious island with breakfast bar—perfect for casual dining. Premium appliances, include a GE cooktop, built-in oven, microwave, dishwasher and LG French door refrigerator delivering both style and functionality.
The primary retreat boasts soaring ceilings, a stylish barn-style door leading to a spacious walk-in closet, and direct access to the pool and spa through NEW French Doors in the hallway and sliding glass doors in the bedroom. The ensuite bath features an elongated double vanity with makeup space, Granite counters, a garden tub, and tiled shower with built-in bench, private water closet and linen closet. A split floor plan provides added privacy, with generously sized secondary bedrooms, one featuring a walk-in closet.
Outside your backyard paradise features a sparkling pool and spa heated by a powerful Gulfstream pool heater pump (replaced 3/21), along with an updated electric connector box for the heater, pool and spa lights. NEW coping around the pool (9/22), NEW pool motor and skimmer basket (11/24), newly screened lanai and patio (2020). Whether you're enjoying morning coffee or hosting an evening gathering, this serene setting provides the perfect backdrop for relaxation. Additional upgrades: New windows (living room, dining room, front bedroom), dusk to dawn exterior lighting, high baseboards, LED lighting, gutters and downspouts, sprinkler system, 50-gallon gas hot water heater (2/21), water softener (9/22), patio fan (7/23), roof (2020) A/C (2018). Zoned for the highly sought after STEINBRENNER High School district. Cheval offers three convenient 24-hour staffed GATED entrances. Cheval is home to two of the finest golf courses in the region, Semi-private Cheval Golf Club and Athletic Center and the TPC Club. This community is located minutes from the Suncoast Parkway/Veterans Expressway allowing convenient access to Tampa International Airport, Downtown Tampa, and renown Gulf beaches. Proximity to Suncoast Trail, St. Joseph Hospital North, medical facilities, shopping, restaurants, parks, and Tampa Bay Sports venues. Don’t miss the opportunity to experience unparalleled living—schedule your tour today!

Features

  • Amenities: Fence Restrictions, Gated, Recreation Facilities, Security, Tennis Court(s)
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 58×333
  • Laundry: Inside, Laundry Room
  • Year Built: 1992
  • Garage: 2-car Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,115
  • Acreage: 0.43
  • Lot Size: 58×333
  • Est. Taxes: $4,792
  • HOA Fee: $473 Quarterly
  • Lot Desc: Conservation Area, In County, Near Golf Course, Sidewalk, Street Dead-End
  • View: Trees/Woods, Water
  • Elem. School: McKitrick-HB
  • Middle School: Martinez-HB
  • High School: Steinbrenner High School
  • Pool: Heated, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • MLS#: TB8363923
  • Days on Market: 19 days
  • Website: https://www.raveis.com
    /prop/TB8363923/18819rueloirestreet_lutz_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/16/2025 9:47:26 AM)
Listing courtesy of MIHARA & ASSOCIATES INC.   Phone: 813-960-2300

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NMLS Mortgage Loan Originator ID 16953

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Melissa.Cohn@raveis.com

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18819 RUE LOIRE STREET, Lutz, FL, 33558

$654,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $523,920 $523,920 $523,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.152%
Monthly Tax Payment $399 $399 $399
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,312 $3,442 $4,386
Total Monthly Payment $3,803 $3,933 $4,877

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.