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Step into your Florida retreat with this 3-bedroom, 2-bathroom condo in the sought after Palms of Terra Ceia Bay – a gem offering the perfect blend of coastal elegance, modern comfort, and convenience. Picture yourself waking up each day to breathtaking, panoramic views of the mangrove lined waters of the sparkling Terra Ceia Bay right from your very own expansive screened lanai.
This end-unit condo is bathed in natural light, thanks to its extra windows that brings the beauty of Florida's sunshine indoors. The bright and airy interiors are beautifully complemented by an updated kitchen featuring light cabinetry and stunning granite countertops. New LVP flooring in each bedroom and living room(2025) adds a touch of sophistication and comfort. With an assigned under-building parking space and a storage unit conveniently located right outside your door, this home offers the ease and practicality you need to live the Florida dream.
Take full advantage of the many amenities available to you in this vibrant community. Cast a line off the 500-foot fishing pier, enjoy serene walks along the mangrove boardwalk, or host a barbecue at the common grilling area. Relax in the heated pool, or grab a refreshing drink at the clubhouse or tiki bar, both open to the public. You’ll never run out of things to do, with access to an 18-hole public golf course, pickleball, tennis, and a fitness center (available for an additional fee).
Conveniently located near major highways, including I-75, I-275, and Hwy 41, you’ll have effortless access to the vibrant cities of St. Petersburg, Tampa, Sarasota, and, of course, the world-famous beaches that make Florida a dream destination.
Whether you're unwinding by the pool, exploring the wildlife along the boardwalk, or savoring the serenity of the bay, this condo offers the perfect setting to live the Florida lifestyle you’ve always dreamed of.
Don’t wait! The Florida dream is calling – seize this opportunity to make it yours today. Your piece of paradise is waiting.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.906% | 7.025% | 6.026% |
Monthly Tax Payment | $462 | $462 | $462 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,701 | $1,839 | $2,325 |
Total Monthly Payment | $2,238 | $2,376 | $2,862 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.