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NEW ROOF will be installed before closing! Move right in and start enjoying the Villages Lifestyle right away! This TURNKEY 3/2 “AT EASE” Cottage home in the Village of St. James is ready for immediate occupancy. Conveniently located, you can easily access Lake Sumter Landing and Brownwood Paddock Town Squares by golf cart, along with numerous golf courses, pools, recreation centers, dining, shopping, medical services, and much more! Beautifully landscaped gardens, painted driveway, and a cozy covered front porch welcome you as you arrive. Inside, you’ll immediately feel at home with a spacious living area featuring VAULTED KNOCKDOWN CEILINGS and LUXURY VINYL PLANKING throughout, except in one bedroom which has carpet. The home includes 3 bedrooms (each with a closet), 2 bathrooms, inside laundry with extra cabinets, and a 2-car garage. The open kitchen, complete with a breakfast nook, offers white appliances, ample counter space, beautiful maple cabinets with pull-out shelves, and a closet pantry. Step outside through the sliders to your East-facing screened lanai and patio, perfect for grilling and enjoying outdoor comfort. The primary suite features an en-suite bath with dual sinks, a large walk-in closet, and a privacy door for the step-in shower and commode. Two guest bedrooms and a full guest bath with a tub/shower combo make this home ideal for your occasional guests. Additional features include a water filtration system, entry storm door, gutters, blinds, keyless entry, and much, much more. Be sure to watch the VIDEO TOUR! The tax line reflects property taxes, and the CDD line includes the bond, maintenance, and fire district fees. Bond balance: $14, 525. 85. So…what are you waiting for? If not now, when?
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Our Executive Mortgage Banker:
Our Insurance Division:
$339,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,600 | $271,600 | $271,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.050% | 6.152% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,717 | $1,784 | $2,274 |
Total Monthly Payment | $1,792 | $1,859 | $2,349 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.