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47 Rose Drive, Highland Falls, NY, 10928 | $590,000
Welcome to the former J. P. Morgan estate in Highland Falls' in the sought-after Cragston neighborhood. This expanded four-bedroom, three-bathroom center-hall Colonial seamlessly blends historic charm with modern comfort. Perched on a quiet, no-outlet road, this home offers a peaceful retreat while providing Hudson River and mountain views. The spacious eat-in kitchen features a picturesque window where you can enjoy your morning coffee while watching ships sail by. A formal dining room, two inviting living rooms—including one with a cozy wood-burning fireplace—and a river-view three-season room further enhance the home’s connection to its stunning natural surroundings, making it perfect for both entertaining and relaxation. Gorgeous hardwood floors and Dutch front door add to the home’s timeless character. Practical updates include newer gutters and a B-Dry basement system with a lifetime transferable warranty for added peace of mind. The oversized two-car garage provides extra space for a workout area or workshop. Located just minutes from West Point Military Academy and Bear Mountain State Park, as well as multiple hiking trails, local farms and farmer markets, this home is ideal for outdoor enthusiasts, history lovers, and commuters alike. Multiple train stations within a 15-20-minute drive offer seamless access to New York City, as well as being connected to 9W and the Palisades Parkway. Don't miss the opportunity to own this gorgeous home in one of the Hudson Valley's best locations.
Features
- Rooms: 11
- Bedrooms: 4
- Baths: 2 full / 1 half
- Style: Colonial
- Year Built: 1961
- Garage: 2-car
- Heating: Oil
- Cooling: Central Air
- Basement: See Remarks
- Approx Sq. Feet: 2,394
- Acreage: 0.41
- Est. Taxes: $10,298
- View: Mountain(s), River
- Elem. School: Fort Montgomery Elementary School
- Middle School: Highland Falls Intermediate School
- High School: James I O'Neill High School
- School District: Highland Falls
- Appliances: Cooktop, Electric Oven, Refrigerator
- MLS#: 825917
- Days on Market: 6 days
- Website: https://www.raveis.com
/prop/825917/47rosedrive_highlandfalls_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
47 Rose Drive, Highland Falls, NY, 10928
$590,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $472,000 | $472,000 | $472,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
| Monthly Tax Payment | $858 | $858 | $858 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,717 | $2,980 | $3,854 |
| Total Monthly Payment | $3,667 | $3,930 | $4,804 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535