10506 PENNY GALE LOOP, San Antonio, FL, 33576 | $439,000

Under contract-accepting backup offers. Where Every Day Feels Like a Staycation - Welcome to MIRADA, a nationally recognized master-planned community designed for those who love the perfect blend of luxury and leisure. At its heart lies a stunning 15+ ACRE MAN-MADE LAGOON by MetroLagoons — offering residents an exclusive BEACHSIDE LIFESTYLE RIGHT AT HOME. Whether you're swimming, kayaking, paddleboarding, or simply relaxing in the sand, it's all here and included in your LOW HOA fee! This beautiful and modern 4-bedroom, 2. 5-bath home on an OVER-SIZED WATERFRONT HOMESITE is exactly what you've been waiting for! Better than new construction, it comes loaded with PREMIUM UPGRADES, including a MASSIVE LANAI with an epoxy-coated patio and a HUGE VAULTED SCREEN ENCLOSURE that frames your breathtaking waterfront view and a HUGE FENCED-IN YARD with plenty of room to add a pool and create your personal oasis! Step inside to an open-concept main level, perfect for entertaining or unwinding in style. The BEAUTIFUL KITCHEN features gorgeous STONE COUNTERTOPS, 42-inch walnut cabinetry, sleek stainless steel appliances, an oversized single-bowl undermount sink, and TWO custom-designed pantries. Upstairs, a versatile loft/flex space offers the perfect spot for lounging, studying, or a cozy retreat. The owner’s suite is a true sanctuary, complete with a spacious en-suite bath and a CUSTOM WALK-IN CLOSET you have to see to believe! Three additional bedrooms and a full bath complete the upper level, while the oversized two-car garage with epoxy-coated floors adds a polished finishing touch to this 2022-built, energy-efficient home, offering all the benefits of modern construction and lower utility costs. Located in San Antonio — affectionately known as "San An" — this highly sought-after Tampa suburb marks the next exciting chapter in Wesley Chapel’s expansion. With thriving new developments, top-tier amenities, and endless recreational opportunities, it’s no surprise this area is one of the hottest real estate markets in America. San An seamlessly extends the Wesley Chapel lifestyle, offering even more conveniences, activities, and an unbeatable location.
From here, you can reach Tampa International Airport, Downtown Tampa, the Riverwalk, and the scenic causeway leading to the breathtaking Gulf Beaches in 40 minutes or less. In just 20 minutes or less, you’ll find premier shopping and dining at Tampa Premium Outlets, The Shops at Wiregrass, and Krate Micro Shops. A brand-new Publix is just five minutes away, with even more exciting retail and dining options on the horizon. Plus, with easy access to I-75, I-275, and SR-52, commuting and travel couldn’t be more convenient. Don’t miss your chance to experience Mirada living—where every day feels like a vacation!

Features

  • Amenities: Park, Playground, Pool, Recreation Facilities, Trail(s)
  • Rooms: 11
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Upper Level, Washer Hookup
  • Year Built: 2022
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,260
  • Acreage: 0.22
  • Est. Taxes: $5,373
  • HOA Fee: $124 Quarterly
  • Lot Desc: Corner Lot, Landscaped, Oversized Lot, Sidewalk
  • View: Water
  • Elem. School: San Antonio-PO
  • Middle School: Pasco Middle-PO
  • High School: Pasco High-PO
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Water Softener
  • MLS#: TB8363975
  • Days on Market: 27 days
  • Website: https://www.raveis.com
    /prop/TB8363975/10506pennygaleloop_sanantonio_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/4/2025 7:47:08 PM)
Listing courtesy of FLORIDA EXECUTIVE REALTY   Phone: 813-972-3430

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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10506 PENNY GALE LOOP, San Antonio, FL, 33576

$439,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $351,200 $351,200 $351,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.050% 6.112%
Monthly Tax Payment $448 $448 $448
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,191 $2,307 $2,940
Total Monthly Payment $2,714 $2,830 $3,463

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.