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Nestled on a 0. 49- acre lot in most desired Amber Oaks Sub Division, this home has it all to meet the needs of todays modern lifestyle. With a 2 car attached garage, a driveway for four, and an unbeatable location close to top rated schools and steps to Blue Ridge High School, parks and playing fields, this a rare opportunity to own this beautiful home. Home features three bedrooms, located on the main level making this home perfect for those who desire single-level living while still having extra space upstairs. As you enter the home, you're greeted by a spacious entry foyer, open-concept living area, soaring ceilings, engineered hardwood floors, which effortlessly combines the kitchen and family room. The family room has a gas fireplace and lots of natural light. The large kitchen with granite counter tops and upgraded stainless steel appliances boasts lots of cabinet storage and additional pantry closet. The adjacent dining room area provides a separate space for more formal meals or can be used as an additional area for entertaining. The spacious Master bedroom with accent wall, trey ceiling is located on the main level and features an en-suite bathroom and a large walk-in closet. Additional 2 bedrooms with accent walls and a full bath and a laundry room completes this floor. The additional room upstairs is perfect for many lifestyle needs. Step outside onto the concrete patio on a 1/2 acre flat fenced in lot that includes a sprinkler system and an additional Storage shed. As part of this desirable and very friendly neighborhood, you'll enjoy access to a fantastic community pool and maintained nature trails along a creek. This home is move-in ready and offers a perfect balance of style, comfort, and convenience. Don't miss your chance to make this stunning property your own!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $352,000 | $352,000 | $352,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.303% | 6.510% |
Monthly Tax Payment | $212 | $212 | $212 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,225 | $2,371 | $3,018 |
Total Monthly Payment | $2,512 | $2,658 | $3,305 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.