PRICE IMPROVEMENT!!! LET's CHANGE YOUR ADDRESS! Welcome to Pines on the Bay-a quaint gated community nestled in the quiet town of Englewood with Water Access to Lemon Bay and the Gulf. Bring your Water Toys- the Community Boat Ramp will let you get your boat/jet skis/kayaks or paddleboards out to view the Gulf sunsets. Less than 3 miles to Englewood Beach on Manasota Key gorgeous 3- bedroom Key West Style Pool home has had many recent updates allowing you more time to enjoy the Florida sunshine. Enjoy the large DOUBLE LOT covering just at HALF Acre -two parcels for your convenience to sell or build an additional home- or just keep for the privacy. New Metal Roof 2022 -Luxury Vinyl Tile throughout main level living -kitchen-2nd bedroom/bath/laundry 2023- Decking/Railings painted 2025-Hurricane Insulated Garage Doors 2024-New H20 tank 2025-New Pool Heater/Pumps/Lights/Jets/Drains/Blower 2025- Pool warms up quickly to SPA temperatures allowing use year- round. The main level has 2-bedroom split plan with an open concept kitchen/living room. Open up the sliders to embrace the air on the covered deck area with views of Ainger creek. This will surely relax your soul. The indoor laundry has large storage closet as well as a utility sink. The large primary ensuite has a sliding door leading out to the deck letting in lots of natural light. The primary bath has dual showerheads and dual sinks with granite countertops. 3rd Floor "Crow's Nest" bedroom is ideal for guest room/office area and has NEW carpet. This home is made for entertaining! Have your friends over to watch the game in the "Ruckus Room" located on the ground level-a NEW Mini-split with AC/Heat will keep you comfortable all year -a One-Of- A- Kind bar top made from Match Book Set Curly Maple Live Edge makes this area extra special- YOU HAVE TO SEE IT! The epoxy floor on the ground level completes the setting of this fantastic area. And then there is the "World's Largest Bathroom" offering a half bath in the right garage area- making it a Plus when coming from pool or doing outdoor activities. The workshop has a NEW 50-amp sub panel allowing you to get creative with crafts or projects- there are two garage doors on the right side of house allowing easy access to front or back yard area. If you want the dividing wall can easily be removed to allow straight through access. Just a short ride away to Boca Grande with world class fishing and boating. Situated near numerous golf courses- local markets and shopping. Don't miss out on this awesome property-Properties in Pines on the Bay don't come up often!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $591,200 | $591,200 | $591,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $696 | $696 | $696 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,835 | $3,983 | $5,069 |
Total Monthly Payment | $4,623 | $4,771 | $5,857 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.