|
Presented by
Kristin Fitzpatrick |
49 Monroe Street, Chicopee, MA, 01020 | $324,900
This classic charming colonial is ideal for buyers looking to personalize a home with solid structure & fantastic footprint. Major updates are already in place, including a newer furnace and brand new central air conditioning ('24). Inside, the spacious layout provides endless opportunities to enhance the home’s timeless character. Main level offers a seamless circular flow, perfect for comfortable living & effortless entertaining. A generous living room with a wood-burning fireplace, a dining room featuring a custom corner cabinet, and large eat-in kitchen create an inviting atmosphere. A cozy enclosed porch overlooks the private backyard, offering a tranquil retreat. Upstairs, the second-floor features four bedrooms, all with beautiful hardwood floors ready to shine, along with a full bath with generous footprint. Lower level includes a charming family room with warm tongue-and-groove wood-paneled walls, plus ample storage in the unfinished area. Schedule your private showing today!
Features
- Amenities: Public Transportation, Shopping, Park, Medical Facility, Laundromat, Highway Access, House of Worship, Private School, Public School, University, Sidewalks
- Rooms: 7
- Bedrooms: 4
- Baths: 1 full / 1 half
- Laundry: Electric Dryer Hookup, Washer Hookup, Sink, In Basement
- Style: Colonial
- Year Built: 1950
- Garage: 1-car Detached
- Heating: Forced Air, Oil
- Cooling: Central Air
- Basement: Full, Partially Finished, Interior Entry
- Approx Sq. Feet: 1,674
- Acreage: 0.17
- Est. Taxes: $4,133
- Lot Desc: Level
- Appliances: Electric Water Heater, Water Heater, Range, Dishwasher, Disposal, Refrigerator, Washer, Dryer
- MLS#: 73348383
- Buyer Broker Compensation: 2.00%
- Website: https://www.raveis.com
/raveis/73348383/49monroestreet_chicopee_ma?source=qrflyer
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Closet, Flooring - Hardwood, Lighting - Overhead | Second |
| Bedroom 3 | Closet, Flooring - Hardwood, Lighting - Overhead | Second |
| Bedroom 4 | Closet/Cabinets - Custom Built, Flooring - Hardwood | Second |
| Dining Room | Closet/Cabinets - Custom Built, Flooring - Hardwood, Lighting - Overhead | Main,First |
| Kitchen | Bathroom - Half, Ceiling Fan(s), Closet, Flooring - Vinyl, Dining Area, Kitchen Island, Lighting - Overhead | Main,First |
| Living Room | Closet, Flooring - Hardwood, Lighting - Overhead | Main,First |
| Master Bedroom | Flooring - Hardwood, Lighting - Overhead, Closet - Double | Second |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Kristin FitzpatrickSales Associate
413.205.7012
Kristin.Fitzpatrick@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
John Carlos MachadoVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2064879
860.604.0905
JohnCarlos.Machado@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Justin SchunkInsurance Sales Director, William Raveis Insurance
860.966.4966
Justin.Schunk@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
49 Monroe Street, Chicopee, MA, 01020
$324,900
Kristin Fitzpatrick
Sales Associate
William Raveis Real Estate
Phone: 413.205.7012
Kristin.Fitzpatrick@raveis.com
John Carlos Machado
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.604.0905
JohnCarlos.Machado@raveis.com
NMLS Mortgage Loan Originator ID 2064879
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $259,920 | $259,920 | $259,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
| Monthly Tax Payment | $344 | $344 | $344 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,496 | $1,641 | $2,122 |
| Total Monthly Payment | $1,915 | $2,060 | $2,541 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630