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Rare gem! This spacious and bright 4-bedroom, 3. 5-bathroom home features a partially finished walk-out basement with tons of storage. It is located on a cul-de-sac and is zoned for Woodland Elementary, Riverside Middle, and Riverside High! Enter past the covered front porch into the two-story foyer, featuring hardwood floors and tons of natural light. There is a front living room that could also serve as an office, and a formal dining area that opens to the kitchen, which is the heart of this home! The kitchen features ample cabinetry, granite countertops with bar space for seating, stainless steel appliances, and a large pantry. The kitchen opens to the casual breakfast area and the large family room with a gas fireplace. On the main level, you will also find a half bath and a laundry room, which includes a sink and extra space for storage. The primary bedroom is spacious with a walk-in closet and private ensuite bath, featuring a dual-sink vanity, separate shower, and a large soaking tub. On the second level, there are three additional bedrooms with comfortable closets and a well-appointed full bath. In the basement, there is a full bathroom and an extra-large multipurpose room that could be used as a home theater, gym, playroom, and more! The unfinished portion of the basement is huge and includes a workshop and tons of space for storage. Outside, there are multiple decks perfect for entertaining, and the yard is private, expansive, and features a koi pond. This home includes an attached two-car garage and beautiful, mature landscaping. The neighborhood includes a pool, swim team, clubhouse, tennis courts, and a playground. Zoned for award-winning schools, this home is a must-see! Schedule your showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $205 | $205 | $205 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,121 | $2,234 | $2,846 |
Total Monthly Payment | $2,401 | $2,514 | $3,126 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.