29 Cowdrey Street, Warwick, NY, 10990 | $995,000

Nestled in the historic Village of Warwick, Warwick Grove is a thoughtfully designed 55+ community that blends timeless architecture, modern amenities, and a welcoming neighborhood atmosphere. With its tree-lined streets, inviting sidewalks, and lush green spaces, this vibrant enclave offers residents a seamless blend of small-town charm and luxury living. At the heart of the community is the Neighborhood Clubhouse that serves as a social hub, featuring a fitness center, library, game room, and elegant gathering spaces. Residents can enjoy an active lifestyle with a heated outdoor pool, a game of bocce, and a community garden. Daily conveniences, such as the on-site postal center and proximity to the award-winning Best Small Library in America, add to the community’s appeal. Just steps away, the Village of Warwick offers a lively mix of farm-to-table dining, boutique shopping, seasonal festivals, and cultural events. With its elegant homes, strong sense of community, and unparalleled location, Warwick Grove is more than just a neighborhood—it’s life at its best! 29 Cowdrey is an elegant Georgian Colonial Home uniquely chock full of high end upgrades. This Three bedroom with upgraded bonus room home is set on a large corner lot, featuring a stunning flagstone patio overlooking an undisturbed woodlands perfect for entertaining and offering a real sense of privacy, professional landscaping, sprinkler system, a private driveway leading into a large two- car garage. Enter through a charming extra wide front porch with maintenance free Trex deck leading into this beautiful home with 12’ ceilings, hardwood floors throughout, elegant dining room, formal living room, powder room tucked away in its own alcove, large family room with gas fireplace leads out to a deck with retractable awning and flagstone patio, beautiful chef’s kitchen featuring a 6-burner Wolf Range, cabinetry paneled SubZero refrigerator, Monogram Series microwave and dishwasher, granite countertops, breakfast bar/ island, Butler’s Pantry with wine fridge, stainless sink, custom cabinetry, 1st floor Primary Suite features two large walk-in closets, large bath with soaking tub , shower , heated towel bar, Laundry Room w/ front loading washer and dryer, folding area, a deep soaking sink. Upstairs features a Suite with two bedrooms, shared bath, sitting area and walk-in storage area. A large second floor private sun filled bonus/family includes a walk-in closet , full bath perfect for guests , art studio, home office. Too many upgrades to list!

Features

  • Amenities: Clubhouse, Fitness Center, Landscaping, Maintenance Grounds, Park, Pool, Recreation Facilities, Snow Removal, Trash
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Style: Colonial
  • Year Built: 2013
  • Garage: 2-car
  • Heating: Forced Air, Natural Gas
  • Cooling: Central Air
  • Basement: Crawl Space
  • Approx Sq. Feet: 3,083
  • Acreage: 0.09
  • Est. Taxes: $18,714
  • HOA Fee: $468 Monthly
  • Lot Desc: Back Yard, Corner Lot, Cul-De-Sac, Front Yard, Garden, Landscaped, Level, Sprinklers In Front, Sprinklers In Rear
  • Adult Communities: Yes
  • Elem. School: Park Avenue Elementary School
  • Middle School: Warwick Valley Middle School
  • High School: Warwick Valley High School
  • School District: Warwick Valley
  • Appliances: Dishwasher, Dryer, Exhaust Fan, Microwave, Refrigerator, Tankless Water Heater, Wine Refrigerator
  • MLS#: 835531
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /prop/835531/29cowdreystreet_warwick_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Howard Hanna Rand Realty   Phone: 845-986-4848

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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29 Cowdrey Street, Warwick, NY, 10990

$995,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $796,000 $796,000 $796,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.663% 6.764% 6.435%
Monthly Tax Payment $1,560 $1,560 $1,560
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,582 $5,097 $6,825
Total Monthly Payment $6,234 $6,749 $8,477

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.