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NO HOA 2002 3/2 home on 1+ Acre out in the country on Saddlewood Blvd. on a paved road! This home received extensive updating in 2023 it was beautifully remodeled with lots of deluxe finishes! Updates include Gorgeous Tile and Stone bathrooms, New Luxury Vinyl Plank Flooring, New Windows and Blinds, Updated Kitchen with Stainless Appliances, Premium light fixtures and ceiling fans throughout, New Hot Water Heater, and New HVAC. Roof was installed prior to relocation. It is in good shape and has been inspected. There were also substantial plumbing and electrical updates. The home has tape and texture drywall. The home was relocated from it's original installation location and placed on a new lot and was permitted an inspected. . The well, septic, electric panel and pole were all installed in 2023. The home has a wonderful layout with an open concept, larger dining area, split floor plan. You can move in and enjoy. No HOA and plenty of space so bring your big trucks, boats, trailer RV's and toys! The lot is large enough to add a garage, workshop or barn!! CASH and VA FINANCE BUYERS ONLY. Seller requires a VA LOAN Pre-Appoval or Proof of Funds for cash Buyers prior to touring the property. There is a 3D Virtual tour available. {Important - Because the home has been relocated one time FHA and Fanny/Freddy Conventional Finance are not available. All dimensions are estimated Buyer to verify, Showings require 24 hour notice.
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Our Executive Mortgage Banker:
Our Insurance Division:
$215,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $172,000 | $172,000 | $172,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $235 | $235 | $235 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,087 | $1,130 | $1,440 |
Total Monthly Payment | $1,397 | $1,440 | $1,750 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.