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Welcome to this Amityville classic home. Built in a traditional Tudor style, beautiful inlaid wood floors, oak trim throughout and arched entrances all add to the gracious quality of this house, bathed in natural light from large windows in every room. An entry hall opens to a living room with a brick woodburning fireplace and a wall of built-in cabinetry. The formal dining room looks out on the yard and the enclosed screened-in porch, with its flagstone floor, beamed wooden ceiling and horizontal screening for an uninterrupted view. The dining room opens to a well lit den/office with privacy created by a lovely French door. The eat-in kitchen features granite countertops and a decorative backsplash, a sunny breakfast area, the convenient first floor laundry and updated half bath. Plenty of storage is available in the full basement which has its own door out to the side of the home. A beautiful oak-trimmed banister leads you up to a spacious landing that opens to 3 bedrooms. In one, are the stairs to a finished walk-up attic complete with a large walk-in closet and windows on both ends for extra light. The primary bedroom and a third bedroom are large, with a wealth of natural light from multiple windows all trimmed with fine molding. Off the landing is a hall closet and the full bathroom, updated with a pedestal sink, new tile flooring as well as a linen closet. An oversized detached two-car garage provides excellent storage and a built-in workshop. The long driveway makes for plenty of room for parking. A lovely backyard sits off the kitchen and porch and its wooded area adds privacy, separating the yard from neighboring properties. This home is a lovely retreat, made even more special with lots of daylight, beautiful interior finishing touches and delightful spaces that capture its outdoor charm. And there are the many amenities Amityville has to offer, including beach rights, parks, and a bustling downtown with lots of shops and restaurants.
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Our Executive Mortgage Banker:
Our Insurance Division:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.152% |
Monthly Tax Payment | $1,174 | $1,174 | $1,174 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,369 | $3,547 | $4,520 |
Total Monthly Payment | $4,635 | $4,813 | $5,786 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.