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This charming raised ranch offers three spacious bedrooms, one and a half bathrooms, and approximately 1, 683 square feet of living space on a generous 0. 36-acre lot. Located in a desirable neighborhood, this home provides comfort, convenience, and a fantastic location near Highland’s best amenities. The main level features a bright and inviting living room that flows into the dining area and kitchen. On this floor you'll also find three well-sized bedrooms, a full bathroom, and a half bath off of the master bedroom. One of the home’s standout features is the expansive deck that spans the entire width of the house, providing a perfect space for outdoor dining, entertaining, or simply relaxing while overlooking the backyard. Downstairs, the fully built-out basement serves as a second living room, offering a versatile space for a home theater, playroom, or additional entertaining area. This level also includes direct access to the two-car basement garage, adding extra storage and convenience. The location is unbeatable! Just a two-minute walk from the Rail Trail, you’ll have direct access to the stunning Walkway Over the Hudson, perfect for biking, walking, and enjoying scenic views. A short ten-minute walk takes you to Highland’s vibrant downtown, where you can explore local restaurants, charming shops, and community events. Berean Park, a favorite outdoor spot with a playground, picnic areas, and a scenic lake, is also just a short walk away. Don’t miss your chance to own this well-located home with plenty of space and potential. Property includes ping-pong table, bar, second refrigerator, and deck furniture if desired by new owner. Schedule a showing today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $708 | $708 | $708 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,153 | $2,237 | $2,847 |
Total Monthly Payment | $2,936 | $3,020 | $3,630 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.