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**A Fresh Start Awaits – To Be Built 4-Bedroom Colonial in Charming Goshen, NY** Imagine waking up in a home where everything just *works*—where space flows effortlessly, light fills every corner, and every detail has been carefully designed to simplify your life and elevate your everyday. This *to-be-built* 4-bedroom, 2. 5-bath Colonial offers exactly that. With soaring 9-foot ceilings on the first floor, you’ll feel an instant sense of openness the moment you walk through the door. The family room invites you to gather around the fireplace after long days, creating a cozy atmosphere for connection and calm. In the heart of the home, a chef’s kitchen becomes your playground—whip up weeknight meals with ease or entertain on weekends with room for everyone to pitch in and linger a little longer. Upstairs, the main suite is pure sanctuary. It’s the kind of space that makes you exhale—spacious, serene, and complete with everything you need to unwind, reset, and feel like yourself again. Life gets easier here. Laundry has a designated spot. The clutter has somewhere to go. There’s space for guests, work-from-home days, and lazy Sunday mornings. And the location? Perfection. Nestled in the historic and scenic town of Goshen, you’re just 60 miles from NYC—close enough for commuters, yet far enough to feel like a true escape. Spend weekends exploring local hiking trails, soaking up music and culture at Bethel Woods, or enjoying beloved local festivals that bring the community to life. Great food, great schools, and that small-town charm that makes every errand a friendly encounter. This is more than a house. It’s your fresh start, your upgrade, your everything-you’ve-been-waiting-for. Let’s build your future here.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,920 | $639,920 | $639,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,992 | $4,204 | $5,357 |
Total Monthly Payment | $4,084 | $4,296 | $5,449 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.