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Perched high at the end of a peninsula, take in the commanding water views from every floor of this 3-level home. Enter the ground level with polished concrete floors to find a large en suite, oversized room with an alcove for a bed plus plenty of additional space for a sitting area, and direct access to a deck and backyard. There is a full bath and closet, making this a perfect place for an in-law or possibly a permit for an ADU. The 2-car garage is also on this level. Walk up to the main level with an open-concept kitchen/dining living area. A pocket door opens to the laundry and powder room. From the kitchen, exit to a 2nd east facing, large deck to enjoy morning coffee or watch fireworks. On the west side, French doors open to a covered deck for dining as the sunsets and stunning water views. Maybe even see bass jump out of the water. One more level up on the 3rd floor are 2 ample-sized bedrooms serviced by a shared full bath. The primary suite has double closets and an oversized full bath with another pocket door. The yard is fully fenced with 8 foot vinyl. The is an enclosed hot/cold outdoor shower for a quick clean up after a day at the beach. And bonus, just steps away is access to the salty Brown’s River and Hampton Harbor close by, with a public dock and small beach. Launch a kayak, paddle board or go for a swim. It’s like having your own beach. With 4 bedrooms, 4 baths and 3 decks, and no fees, this could provide flexible lifestyle options you’ve wanted.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $799,999 | $799,999 | $799,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.614% | 6.727% | 6.309% |
Monthly Tax Payment | $946 | $946 | $946 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,542 | $5,122 | $6,805 |
Total Monthly Payment | $5,580 | $6,160 | $7,843 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.