|
Presented by
Cheryl Bugley |
12 Nutmeg Lane, Essex (Essex Village), CT, 06426 | $649,900
ALL NEW in Essex Village on rarely traded Nutmeg Lane! Privately situated at the end of a cul-de-sac on just about one full acre, this brilliant Colonial awaits its new owners. Unlike some homes that get only a handful of minor updates, this one received all of the important ones. . . Brand New Roof, ALL new windows throughout, a fresh exterior paint job, new seamless gutters, structural improvements, and a new garage door. Inside, a full paint job, stunning re-finished hardwood floors, new tile floor entrance, and backsplash in kitchen, and granite countertops. Enjoy the windfall of the potential in-law/primary wing complete with full bath, laundry area w/ new vinyl flooring, and 24'x15' space w/ vaulted ceilings and tons of natural light; think a lagniappe bedroom possibility! Upstairs are three bedrooms, and one Primary BR suite (remodeled) and large walk in closet. The second BR also offers another walk in closet, and the hardwoods are tremendous throughout too! A practical covered deck off the kitchen just in time for outdoor weather; eating, entertaining, even napping! Under two miles to downtown Essex, and walk right down to Viney Hill Brook Park - the park totals 104 acres, 30 of which are devoted to active recreation! Schedule a showing today!
Features
- Town: Essex
- Rooms: 7
- Bedrooms: 3
- Baths: 3 full
- Laundry: Main Level
- Style: Colonial
- Year Built: 1975
- Garage: 2-car Under House Garage
- Heating: Hot Water
- Cooling: None
- Basement: Crawl Space,Partial,Storage,Garage Access,Interior Access,Concrete Floor
- Above Grade Approx. Sq. Feet: 2,208
- Acreage: 0.95
- Est. Taxes: $5,251
- Lot Desc: Treed,On Cul-De-Sac,Cleared
- Elem. School: Essex
- High School: Per Board of Ed
- Appliances: Gas Range,Refrigerator
- MLS#: 24081823
- Buyer Broker Compensation: 2.50%
- Website: https://www.raveis.com
/raveis/24081823/12nutmeglane_essex_ct?source=qrflyer
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 10.0 x 12.0 | Upper |
| Bedroom 2 | Hardwood Floor | 9.0 x 14.0 | Upper |
| Dining Room | Hardwood Floor | 10.0 x 13.0 | Main |
| Great Room | Vaulted Ceiling,Hardwood Floor | 15.0 x 24.0 | Main |
| Kitchen | Breakfast Nook,Granite Counters,Laminate Floor | 11.0 x 20.0 | Main |
| Living Room | Fireplace,Hardwood Floor | 13.0 x 21.0 | Main |
| Primary BR Suite | Full Bath,Walk-In Closet,Hardwood Floor | 16.0 x 16.0 | Upper |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Cheryl BugleySales Associate
Cheryl.Bugley@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Scott PetersenVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 32556
339.224.0866
Scott.Petersen@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Nicole DelaneyInsurance Sales Director, William Raveis Insurance
781.724.3515
Nicole.Delaney@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
12 Nutmeg Lane, Essex (Essex Village), CT, 06426
$649,900
Cheryl Bugley
Sales Associate
William Raveis Real Estate
Phone: 781.749.3007
Cheryl.Bugley@raveis.com
Scott Petersen
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 339.224.0866
Scott.Petersen@raveis.com
NMLS Mortgage Loan Originator ID 32556
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $519,920 | $519,920 | $519,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
| Monthly Tax Payment | $438 | $438 | $438 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,993 | $3,329 | $4,317 |
| Total Monthly Payment | $3,523 | $3,859 | $4,847 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524