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34 Gardner Lake Heights, Salem (Gardner Lake), CT, 06420 | $129,000
Discover your perfect lakeside retreat with this charming seasonal cottage -quaint haven that invites you to relax and savor the beauty of summer. This adorable, compact home is ideally situated for anyone eager to spend sun-drenched days on the lake and then return to your cottage to enjoy peaceful evenings under the stars. Perfectly situated just a short walk from the water, this adorable getaway offers the ideal spot to unwind after a day of boating, fishing, or swimming. As an added bonus, the low HOA fee ($150) includes a dock space for your boat, so you can easily enjoy all the lake has to offer without the hassle of finding storage or access. If you're looking for a low-maintenance escape where you can embrace lake life without the waterfront price, this is the perfect opportunity. Don't miss your chance to own this adorable seasonal cottage-schedule your showing today! This property does NOT have a shower. Updates include a newer roof, deck and kitchen ceiling. Cash Only Financing. Sold As Is.
Features
- Town: Salem
- Rooms: 2
- Bedrooms: 1
- Baths: 1 half
- Style: Cottage
- Year Built: 1948
- Heating: No Heat
- Cooling: None
- Basement: None
- Above Grade Approx. Sq. Feet: 313
- Acreage: 0.15
- Est. Taxes: $1,787
- HOA Fee: $150 Annually
- Lot Desc: Level Lot
- Elem. School: Per Board of Ed
- Middle School: Per Board of Ed
- High School: Per Board of Ed
- Appliances: Oven/Range,Microwave,Refrigerator
- MLS#: 24081978
- Website: https://www.raveis.com
/prop/24081978/34gardnerlakeheights_salem_ct?source=qrflyer
Listing courtesy of Harriman Real Estate LLC
Room Information
| Type | Level |
|---|---|
| Eat-In Kitchen | Main |
| Living Room | Main |
| Primary Bedroom | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
34 Gardner Lake Heights, Salem (Gardner Lake), CT, 06420
$129,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $103,200 | $103,200 | $103,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
| Monthly Tax Payment | $149 | $149 | $149 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $644 | $678 | $864 |
| Total Monthly Payment | $868 | $902 | $1,088 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524