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Why consider Benton Park? You are not just looking at a house - you are stepping into a lifestyle. Benton Park isn't just another neighborhood, it comes with very strategic advantages. Location? Unmatched. You are in the heart of Powdersville, positioned perfectly for convenience and community. Now let's talk about leverage. These Craftsman Bungalows? They are not cookie-cutter homes. Stacked stone and concrete board construction means durability that holds value. Inside you've got the warmth of real hardwood floors, coffered ceilings, and an open concept that lets you stay connected while entertaining family and friends. Gas logs give comfort and ambiance on demand. The kitchen? Granite, stainless steel, high-end cabinetry - it is built to impress; but here is where this property changes the game. The main level has a primary suite, a second bedroom, an office/craft room/bedroom- whatever you need, plus two full baths and laundry on the main level - that's efficiency. Now let's talk about what most homes in the Upstate don't have - a BASEMENT. That's rare, and it's not just a basement- it's a second full living space with an enormous living/flex room, a second primary suite, and direct access to a stamped concrete patio that is your personal escape from the summer heat. Oh and I saved one of the best parts for last - the neighborhood takes care of the lawn. That's time back in your pocket. No mowing, no hassle- just you, your neighbors and a community that feels like home from day one. So the real question isn't why Benton Park, it's how soon can you move in?
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $172 | $172 | $172 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,495 | $2,627 | $3,348 |
Total Monthly Payment | $2,742 | $2,874 | $3,595 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.