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14 memory Lane, Westerly, RI, 02891 | $430,000
This is a rare opportunity to own a home on Memory Lane! This home has been lovingly maintained by the same family for decades. This home is the perfect summer cottage featuring an amazing 14, 000 gallon inground pool. This is an impressive gunite pool with an underwater light and a floor drain. The pool is 4 feet deep on either end and 5 feet in the center where the stairs are. This pool was completely redone in 2016 to the tune of $32, 000. The backyard is fenced in and the perfect space for entertaining. The Kitchen was also very tastefully updated a few years ago. Enjoy plenty of natural light in the bathroom thanks to the skylight. The current seller is using one of the upstairs bedrooms as a dining room. The second bedroom was moved down to the basement to serve his family dynamic. The home also has a wonderful enclosed porch that can comfortably be used for 3 seasons. It boasts 240 SF which is in addition to the main levels 864 SF and the other 864 SF in the basement. This is a corner property with a great front yard. The Address is 14 Memory Ln, and the walkway from the street on Memory Ln goes to the door in the kItchen which is the one the owner uses as the main entrance to the home with guests. The property also includes a 5 zone sprinkler system. This is your chance to get a great property in Westerly for such a great price. BEST AND FINAL Bids due Wednesday March 26 at 8pm
Features
- Amenities: Highway Access,Near Schools,Recreation Area,Restaurant,Shopping
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Style: Ranch
- Year Built: 1970
- Garage: 1-car Built In
- Heating: Baseboard,Electric
- Cooling: None
- Basement: Exterior Entry,Full,Interior Entry,Partially Finished
- Approx Sq. Feet: 864
- Est. Taxes: $2,402
- Lot Desc: Corner Lot,Sprinkler System
- Appliances: Dryer,Dishwasher,Exhaust Fan,Electric Water Heater,Oven,Range,Refrigerator,Range Hood,Water Heater,Washer
- MLS#: 1380301
- Website: https://www.raveis.com
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William Raveis Family of Services
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
14 memory Lane, Westerly, RI, 02891
$430,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $344,000 | $344,000 | $344,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
| Monthly Tax Payment | $200 | $200 | $200 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,231 | $2,318 | $2,950 |
| Total Monthly Payment | $2,506 | $2,593 | $3,225 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB