99 Central Street, Narragansett, RI, 02882 | $1,675,000

Located on one of the most desirable streets in the Pier, this stately colonial residence has been kept in the family for generations. A short walk to the Coast Guard House and Towers, area shopping, and beautiful Narragansett Beach and seawall, the home is a reminder of the elegance and charm of the historic Narragansett Pier neighborhood. Sited on a . 3 acre lot, the rear yard offers exceptional privacy, and the long driveway with detached 2 car garage gives ample parking and storage space. Meticulously maintained over the years, the bones of this property are solid and a pre-inspection report is available upon request. The first floor offers a generous eat-in kitchen, double parlor - each with their own fireplace, a formal dining room and full bath. The second floor offers 3 large bedrooms and 2 smaller rooms used as walk-in closets and another full bath. The 3rd floor was converted at the turn of the century into an apartment style space complete with kitchenette, 2 more bedrooms, a very pretty living room and another full bath. A set of back stairs runs the length of the house and can be used as private access to the 3rd floor. The basement was recently redone with a Dryzone basement system and new sump pump. The exterior of the home is equally well maintained and the detached garage does indeed fit 2 cars and space for storage. Don't miss this wonderful opportunity to put your stamp on this local gem.

Features

  • Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s),Sidewalks
  • Rooms: 13
  • Bedrooms: 5
  • Baths: 3 full
  • Style: Colonial,Historic/Antique
  • Year Built: 1870
  • Garage: 2-car Detached,Garage,Garage Door Opener
  • Heating: Baseboard,Hot Water,Oil
  • Cooling: None
  • Basement: Exterior Entry,Full,Interior Entry,Unfinished
  • Approx Sq. Feet: 2,943
  • Acreage: 0.29
  • Est. Taxes: $8,715
  • Appliances: Dryer,Dishwasher,Oven,Oil Water Heater,Range,Refrigerator,Washer
  • MLS#: 1380176
  • Website: https://www.raveis.com
    /eprop/1380176/99centralstreet_narragansett_ri?source=qrflyer
Copyright © 2025  State-Wide MLS, Inc. All rights reserved.
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listed by Compass Massachusetts, LLC   Phone: 401-274-1644

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Customer Service

888.699.8876

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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

99 Central Street, Narragansett, RI, 02882

$1,675,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,340,000 $1,340,000 $1,340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.375% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.614% 6.511% 6.309%
Monthly Tax Payment $726 $726 $726
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,608 $8,360 $11,398
Total Monthly Payment $8,459 $9,211 $12,249

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.