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Charming Home in Sought-After Newberry Neighborhood!
Nestled in the desirable Belmont community, this bright and inviting 3-bedroom, 2-bathroom home offers a well-designed split floor plan with 1, 527 square feet of stylish living space. With luxury vinyl flooring throughout and an abundance of natural light, this home is both modern and comfortable.
The spacious owner's suite is a true retreat, featuring a walk-in closet, skylight windows, and French doors leading to the screened patio. The en-suite bathroom offers double sinks, a relaxing soaking tub, a separate shower, and a private water closet for added convenience.
The open-concept living area boasts high ceilings and seamlessly connects to the kitchen and dining space. A charming bay window in the dining nook adds warmth, while the upgraded refrigerator and dishwasher and microwave enhance the well-appointed kitchen. The nearby laundry room offers easy access to the 2-car garage.
Step outside to your private Step outside to your private, fully fenced backyard, with no rear neighbors for added seclusion. Enjoy morning coffee or evening relaxation on the screened-in patio, accessible from both the owner's suite and the living area.
This home is move-in ready with major upgrades, including a brand-new energy-efficient HVAC system (2024) and an upcoming new roof for peace of mind. HOA provides mowing and care of the front yard area.
Enjoy the Perks of the Belmont Community!
Residents of Belmont enjoy fantastic amenities, including a sparkling community pool, dog park, playground, tennis courts, and a clubhouse. With its prime location and vibrant neighborhood, this home is an incredible opportunity!
Don't miss outschedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$360,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $288,000 | $288,000 | $288,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
Monthly Tax Payment | $422 | $422 | $422 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,658 | $1,818 | $2,352 |
Total Monthly Payment | $2,155 | $2,315 | $2,849 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.