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Welcome to Traditions at VillaRosa! Come live the maintenance free lifestyle in Lutz in this 2 bedroom 2 bath home with a large office that could be used as a third bedroom! Like to entertain? You'll love the OPEN LAYOUT of this home as it flows seamlessly from the foyer into the dining area and large family room that's open to the kitchen. You can move right in worry-free as the owner has taken care of the big ticket items including the ROOF, WATER HEATER AND AC in 2024. A NEW ELECTRICAL PANEL was installed January of 2025 complete with an added surge protection system at the panel and another one at AC compressor. Another designated breaker was added so new owners can hook up a hot tub, if desired. The owner also purchased a complete appliance package for the kitchen 2024! The washer and dryer were replaced in 2023. Enjoy the cool breeze! With your new retractable screen door you can open your front door and let the fresh air in while keeping the bugs out. The community pool - for Traditions residents only - is right outside your door and you can use the additional VillaRosa parks! The primary bedroom has 2 walk in closets and dual sinks in the bathroom along with a shower and tub. The large office could be used as a 3rd BEDROOM if needed. Wind down your day on the screened lanai that has recently-added pavers. You can take it easy on the weekends because your HOA fee includes lawn care, edging, irrigation maintenance, tree trimming and periodic exterior painting! Scoop up this home now so you can meet your neighbors at the annual cookout in May at the pool!
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $268 | $268 | $268 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,589 | $2,689 | $3,423 |
Total Monthly Payment | $2,932 | $3,032 | $3,766 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.