22 OAK AVENUE, Palm Harbor, FL, 34684 | $650,000

Welcome to your dream home on Lake Tarpon, nestled in a serene community, offering the perfect blend of luxury, comfort, and natural beauty! This charming abode boasts a spacious layout with an open floor plan, creating an inviting ambiance ideal for both family living and entertaining. Curb appeal draws you in, and then you step into a spacious foyer which leads to the heart of the home, where the living area seamlessly flows into the dining room and kitchen, providing a versatile space for gatherings and relaxation. The gourmet kitchen is a chef’s delight, featuring white cabinetry, quartz countertops, a massive breakfast bar, stainless steel appliances, and an imported Japanese glass tile backsplash embedded with sand and shells. A copper farmhouse sink adds a unique, elegant touch. The breakfast bar is perfect for casual meals, and easy access to the FL room makes it a delightful option for dining al fresco year-round. The main living areas showcase herringbone-laid tile flooring, gorgeous plank ceilings, and crown molding, creating a warm yet modern ambiance. After a long day, retreat to the primary suite, located on one side of the home for added privacy. Here, tranquility abounds, offering a serene sanctuary complete with a spacious bedroom, large walk-in closet, and a luxurious remodeled en-suite bathroom featuring a large, gorgeous shower. The split-bedroom layout offers privacy, with the primary suite also featuring French doors that lead to the Florida room. On the opposite side of the home, you'll find 2 additional well-appointed bedrooms, each offering comfort and style, along with easy access to a conveniently located, remodeled second full bathroom. The Florida room spans the back of the home, offering panoramic water views and leading to the covered deck, open deck, and the newer dock and seawall—perfect for boaters and outdoor enthusiasts! Laundry day is a breeze in the convenient laundry room, which features a laundry sink and extra storage space. With a two-car garage providing ample parking and storage space for all your toys, this home perfect for any family. But the perks of this home don't end there. The home features a new (2023) roof, crown molding, tall baseboards, tile flooring throughout and all new fixtures. Additional upgrades include newer Category 4 hurricane impact windows with Low-E film for sun protection, a newer seawall and dock, and a huge paver driveway with ample parking for owners and guests. This wonderful nieghborhood is convenient to parks, our Gulf Beaches, world class Golf, fine dining, shopping, sports venues, and 2 airports. Whether you’re looking for a relaxing waterfront retreat or the ultimate party house, this home offers it all…come and experience the epitome of Florida living at its finest!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 70 x 100
  • Laundry: Laundry Room
  • Year Built: 1984
  • Garage: 2-car Driveway, Garage Door Opener, Oversized, Parking Pad
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,356
  • Acreage: 0.16
  • Lot Size: 70 x 100
  • Est. Taxes: $3,547
  • Lot Desc: Landscaped, Street Dead-End
  • Elem. School: Highland Lakes Elementary-PN
  • Middle School: Tarpon Springs Middle-PN
  • High School: Tarpon Springs High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Washer, Water Softener
  • MLS#: TB8363704
  • Days on Market: 25 days
  • Website: https://www.raveis.com
    /prop/TB8363704/22oakavenue_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/17/2025 11:32:09 PM)
Listing courtesy of RE/MAX REALTEC GROUP INC   Phone: 727-789-5555

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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22 OAK AVENUE, Palm Harbor, FL, 34684

$650,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $520,000 $520,000 $520,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.037% 6.152%
Monthly Tax Payment $296 $296 $296
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,244 $3,416 $4,353
Total Monthly Payment $3,632 $3,804 $4,741

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.