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Under contract-accepting backup offers. Welcome to this charming 3-bedroom, 2-bathroom home in an unbeatable location, nestled at the border of Carrollwood, Northdale, and Lutz. Zoned for excellent public schools and near top-rated charter schools, this home is ideal for families seeking both convenience and quality education. Step inside to discover a spacious family room with vaulted ceilings and a cozy wood-burning fireplace – perfect for those chilly Florida evenings. The home features a large, covered, and screened patio, providing ample space for relaxation and entertaining, while the oversized, fully fenced backyard offers the privacy you crave. The concrete block fence, paired with a double wood gate, provides easy access for your boat, RV, or trailer – making this home a dream for outdoor enthusiasts! The master suite boasts a generous walk-in closet, and you'll find only one bedroom with carpet, with the remainder of the home featuring durable laminate or tile flooring. The home is in need of some cosmetic updates, offering you the perfect opportunity to add your personal touch and make it your own. Additional features include a new roof, fresh exterior paint, an A/C unit that's 2 years old, and washer/dryer hookups conveniently located in the garage. A pedestrian door from the garage leads to the side yard near the double gate, ensuring easy access to the backyard. Enjoy the convenience of no HOA fees and a large storage shed in the backyard for all your tools and outdoor gear. Situated just minutes away from St. Joseph’s North Hospital, Lake Park, shopping, dining, and major roads like Dale Mabry Highway and the Veterans Expressway, this home offers easy access to everything you need. Located in the peaceful Lake Heather community, you’ll appreciate the proximity to downtown Tampa, city parks, fine dining, shopping, and some of the highest-rated beaches in the country. With its affordability, charm, spacious yard, and unbeatable location, this home truly offers the best of Florida living. Don’t miss out – schedule a showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$429,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,920 | $343,920 | $343,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.148% | 7.075% | 6.172% |
Monthly Tax Payment | $194 | $194 | $194 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,231 | $2,259 | $2,879 |
Total Monthly Payment | $2,500 | $2,528 | $3,148 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.